118 Circle Ct, Elkin, NC 28621 Property Records

Surry County property record for 118 Circle Ct, Elkin, NC 28621

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1920
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$83,500 (Aug 2006)
Tax Bill$816 (2026)
Deeds & MortgagesJul 2022 Refinance
Flood ZoneZone X (minimal risk)
APN4951-14-32-4816

Property Details

APN / Parcel Number

Primary APN4951-14-32-4816
Alternative APN
  • 100074705

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,510 sqft Living Area
1st Floor Area16,430 sqft
Basement Area400 sqft
Unfinished Basement400 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1994
Exterior MaterialWood Shingle
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area6,534 sqft (0.15 acres)
PorchOpen Porch
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100074705
Street Address118 CIRCLE CT
CityELKIN
StateNC
Zip28621-3454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB1
Legal DescriptionCIRCLE CT
Legal SubdivisionELKIN-DOWNTOWN
JurisdictionSURRY NC
Township / Civil DivisionELKIN
Census Block Group4
Census Block4045
Census Tract930901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Elkin Historic District
listed 2000 · 53 contributing resources · NRIS 00001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 687, ELKIN, NC 28621-0687
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2006 · Amount on Record
Deed SaleAug 4, 2006 · Amount on Record
Prior SaleJul 1, 1999 · Amount on Record
Deed Document Number20064332080003
Deed Book / Page1147 / 243
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address118 CIRCLE CT, ELKIN, NC 28621-3454
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001822/115
DateJul 15, 2022
Book Page1822/115
Instrument697559
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityElkin Town
Unified School DistrictElkin City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$816.00$95,850 (-20.56%) Land $19,520 Building $76,330$95,850 (-20.56%) Land $19,520 Building $76,330
2025$816.00 (+12.24%)$120,650 (+25.87%) Land $25,740 Building $94,910$120,650 (+25.87%) Land $25,740 Building $94,910
2023$727.00$95,850 Land $19,520 Building $76,330$95,850 Land $19,520 Building $76,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKIN
serves 4,076 people · EPA ID NC0286020
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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