118 Chudy St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 118 Chudy St, Three Rivers, MA 01080 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Colonial
Year Built	Built 1988
Square Footage	1,728 sqft Living Area
Lot Size	253,519 sqft (5.82 acres)
Occupancy	Owner Occupied
Tax Bill	$5,228.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`PALM M:76 B:16 L:1`
Alternative APN	`M:0076 L:000016 U:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,728 sqft Living Area
Gross Area	2,592 sqft Gross Area
1st Floor	864 sqft 1st Floor
Basement Area	864 sqft Basement
Unfinished Basement	864 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	253,519 sqft (5.82 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	118 CHUDY ST
City	THREE RIVERS
State	MA
Zip	01080-1043
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	16
Legal Lot Number	1
Jurisdiction	PALMER MA
Minor Civil Division	PALMER TOWN
Census Blockgroup	2
Census Block	2002
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:76 B:16 L:1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	118 CHUDY ST, THREE RIVERS, MA 01080-1043
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	118 CHUDY ST, THREE RIVERS, MA 01080-1043
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22059-324
Date	Feb 13, 2018
Book Page	22059/324
Instrument	7833

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2038

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (+6.09%)	$286,800 (+9.76%) Land $82,200 Building $204,600	$361,475 (+1.79%)
2024	$4,928.00 (+2.33%)	$261,300 (+7%) Land $75,200 Building $186,100	$355,110
2023	$4,816.00	$244,200 Land $75,200 Building $169,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.