118 Chestnut St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 118 Chestnut St, Upton, MA 01568 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,980 sqft · built 1989
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on File
Last Sale	$696,500 (Jun 2020)
Tax Bill	$12,757 (2025)
Deeds & Mortgages	Feb 2022 Refinance Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:029 B:L:078-08`

Property Details

APN / Parcel Number

Primary APN	`M:029 B:L:078-08`
Alternative APNs	`UPTO M:029 L:078.08` `2105`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,980 sqft Living Area
Gross Area	9,923 sqft
1st Floor Area	1,908 sqft
Attic	Attic
Attic Area	592 sqft
Basement Area	1,908 sqft
Unfinished Basement	302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	118 CHESTNUT ST
City	UPTON
State	MA
Zip	01568-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	78.08
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	4
Census Block	4017
Census Tract	743100

Owner

Source: Worcester County and Upton Town records · APN M:029 B:L:078-08

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 CHESTNUT ST, UPTON, MA 01568-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Jun 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 05, 2019	Deed of Trust, Mortgage · Line of Credit WEBSTER BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	202063057
Deed Book / Page	62604 / 99
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	118 CHESTNUT ST, UPTON, MA 01568-1418
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067147-136
Date	Feb 22, 2022
Book Page	67147/136
Instrument	20247

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	118 CHESTNUT ST, UPTON, MA 01568-1418
Transaction Type	Mortgage
Record Updated	Jan 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66443-327
Date	Nov 03, 2021
Book Page	66443/327
Instrument	154348

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2031

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jun 16, 2020
Property Address	118 CHESTNUT ST, UPTON, MA 01568-1418
Document Number	62604-99
Book / Page	062604 / 000099
Instrument Date	Jun 10, 2020
Instrument	63057
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,176.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 CHESTNUT ST UPTON MA 015681418, UPTON, MA 01568-1418

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	118 CHESTNUT ST, UPTON, MA 01568-1418
Document Number	60774-364
Instrument Date	Jul 05, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHESTNUT ST UPTON MA 015681418, UPTON, MA 01568-1418

Mortgage

Document Number	60774-364
Date	Jul 29, 2019
Book Page	060774/000364
Instrument	73203

Lender

Name	WEBSTER BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,757.00 (+1.52%)	$970,100 (+5.61%) Land $296,300 Building $673,800	$934,705 (-0.03%)
2024	$12,566.00 (+31.68%)	$918,600 (+33.52%) Land $288,300 Building $630,300	$934,990
2023	$9,543.00	$688,000 Land $214,700 Building $473,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277431004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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