Madison County property record for 118 Chestnut St, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 870 sqft · built 1960 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Dec 2021) |
| Tax Bill | $1,031 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9747-85-9490 |
| Primary APN | 9747-85-9490 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 870 sqft Heated Area |
| 1st Floor Area | 870 sqft |
| Basement Area | 435 sqft |
| Unfinished Basement | 435 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 396 sqft |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 118 CHESTNUT ST |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Subdivision | SURVEY FOR EULA ROBINSON |
| Legal Block | 85 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10602 |
118 Chestnut St is owned and occupied by two individuals who bought it in December 2021.
Source: Madison County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 CHESTNUT ST, MARS HILL, NC 28754-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Warranty Deed, Transfer |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on File |
| Deed Sale | Dec 13, 2021 · Amount on File |
| Prior Sale | Jul 20, 2007 · Amount on File |
| Deed Document Number | 2021344567 |
| Deed Book / Page | 738 / 218 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Dec 13, 2021 |
| Property Address | 118 CHESTNUT ST, MARS HILL, NC 28754-9602 |
| Document Number | 0007380218 |
| Book / Page | 738 / 218 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 344567 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4522 SIMSBURY RD, 4522, CHARLOTTE, NC 28226-5052 |
| Name | Verified Name |
|---|---|
| Address | 118 CHESTNUT ST, MARS HILL, NC 28754-9602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 118 CHESTNUT ST, MARS HILL, NC 28754-9602 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0007300594 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 730/594 |
| Instrument | 343326 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
The 2025 property tax bill for 118 Chestnut St was $1,031.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Municipality | Mars Hill Town |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,031.00 | $236,484 Land $16,555 Building $219,929 | $236,484 Land $16,555 Building $219,929 |
| 2023 | $146,328 Land $16,363 Building $129,965 | $146,328 Land $16,363 Building $129,965 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Chestnut St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARS HILL serves 3,030 people · EPA ID NC0158010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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