118 Chestnut Oak Rd, Union Grove, NC 28689 Property Records

Iredell County property record for 118 Chestnut Oak Rd, Union Grove, NC 28689

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1960
Lot Size	1.78 acres (77,755 sqft)
Owner	Individual Name on Record
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Nov 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4853-00-0513.000`

Property Details

APN / Parcel Number

Primary APN	`4853-00-0513.000`
Alternative APNs	`80097559` `80115077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Heated Area
Gross Area	4,179 sqft
1st Floor Area	1,880 sqft
Basement Area	1,175 sqft
Unfinished Basement	1,175 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	77,755 sqft (1.78 acres)
Lot Width	200 ft Width
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Deck Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80115077
Street Address	118 CHESTNUT OAK RD
City	UNION GROVE
State	NC
Zip	28689-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L1 JOHN M HUIE P76-20 SR1946
Legal Lot Number	1
Jurisdiction	IREDELL NC
Township / Civil Division	UNION GROVE
Census Block Group	3
Census Block	3002
Census Tract	60901

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 CHESTNUT OAK RD, UNION GROVE, NC 28689-9248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Nov 10, 2022
Property Address	118 CHESTNUT OAK RD, UNION GROVE, NC 28689-9248
Document Number	0029582335
Book / Page	2958 / 2335
Map Reference	MB 76 PG 20
Instrument Date	Nov 10, 2022
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 PRIDE LN, OLIN, NC 28660-8426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHESTNUT OAK RD, UNION GROVE, NC 28689-9248

Mortgage

Document Number	0029582338
Date	Nov 10, 2022
Instrument	2958/2338

Lender

Name	BLUEHARBOR BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,113.00 (-5.63%)	$347,980 (-) Land $31,110 Building $316,870	$347,980 (-) Land $31,110 Building $316,870
2024	$2,239.00	$347,980 Land $31,110 Building $316,870	$347,980 Land $31,110 Building $316,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures