Washington County property record for 118 Cherry Ln, Riverside, IA 52327
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,400 sqft · built 2017 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,874 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-08-358-009 |
| Primary APN | 04-08-358-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 400 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 118 CHERRY LN |
|---|---|
| City | RIVERSIDE |
| State | IA |
| Zip | 52327-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 09 CHERRY LANE ADD |
| Legal Subdivision | CHERRY LANE ADD |
| Legal Block | 358 |
| Legal Lot Number | 009 |
| Jurisdiction | WASHINGTON IA |
| Township / Civil Division | IOWA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 960102 |
118 Cherry Ln is owned and occupied by an individual who acquired it in February 2018.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 CHERRY LN, RIVERSIDE, IA 52327-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2018 | Deed of Trust, Mortgage HILLS BANK AND TRUST COMPANY |
| Feb 27, 2018 | Warranty Deed, Transfer |
| Jul 3, 2017 | Warranty Deed, Transfer · Commercial Mortgage HILLS BANK AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2018 |
| Transfer Doc | 2018/575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON IA |
| Property Address | 118 CHERRY LN, RIVERSIDE, IA 52327-2200 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230963 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2023-0963 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON IA |
| Property Address | 118 CHERRY LN, RIVERSIDE, IA 52327-2200 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001054 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 0000002018/0000001054 |
| Instrument | 2018-1054 |
| Name | HILLS BANK AND TRUST COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON IA |
| Recording Date | Feb 27, 2018 |
| Property Address | 118 CHERRY LN, RIVERSIDE, IA 52327-2200 |
| Document Number | 2018/575 |
| Book / Page | 2018 / 575 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 2018-0575 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 CHERRY LN, RIVERSIDE, IA 52327-2200 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON IA |
| Recording Date | Jul 3, 2017 |
| Property Address | 118 CHERRY LN, RIVERSIDE, IA 52327-2200 |
| Document Number | 2017/2430 |
| Book / Page | 2017 / 2430 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017-2430 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 544 BEAR DR, TIFFIN, IA 52340-8600 |
| Document Number | 2017/2431 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 2017/2431 |
| Instrument | 2017-2431 |
| Name | HILLS BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | HILLS, IA 52235 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 22, 2042 |
The 2025 property tax bill for 118 Cherry Ln was $3,874 with a homeowner's exemption, down 6.1% from the year before.
Source: Washington County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Washington County |
| Municipality | Riverside City |
| Unified School District | Highland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,700 (-) Land $36,100 Building $249,600 | $285,700 (-) Land $36,100 Building $249,600 | |
| 2025 | $3,874.00 (-6.11%) Homeowner's exemption | $285,700 Land $36,100 Building $249,600 | $285,700 Land $36,100 Building $249,600 |
| 2024 | $4,126.00 | ||
| 2023 | $270,900 (+13.87%) Land $36,100 Building $234,800 | $270,900 Land $36,100 Building $234,800 | |
| 2022 | $4,124.00 Homeowner's exemption | $237,900 Land $36,100 Building $201,800 | |
| 2021 | $237,900 Land $36,100 Building $201,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Cherry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Cherry Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERSIDE WATER SUPPLY serves 1,060 people · EPA ID IA9260090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Sharon Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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