Harford County property record for 118 Chell Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,336 sqft Total Area |
| Lot Size | 12,811 sqft (0.294 acres) |
| Garage | Attached, 288 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $407,000 (2023) |
| Tax Bill | $2,434.00 (2025) |
| Primary APN | 01-147773 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,336 sqft Total Area |
| Basement Area | 1,000 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,811 sqft (0.294 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 288 sqft Garage |
| Porch Area | 136 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 147773 |
|---|---|
| Street Address | 118 CHELL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4453 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 38 BK 14 12811 SF 118 CHELL ROAD JOPPATOWNE SC A PT 15/54 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 14 |
| Legal Lot Number | 38 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-147773
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 CHELL RD, JOPPA, MD 21085-4453 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jun 22, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 08, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Oct 15, 2014 · Amount on Record |
| Prior Transfer Date | Dec 14, 2019 |
| Prior Transfer Doc | 0136310009 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 13, 2023 |
| Property Address | 118 CHELL RD, JOPPA, MD 21085-4453 |
| Document Number | 0159670413 |
| Book / Page | 15967 / 413 |
| Map Reference | MB GRG 15 FO 15 |
| Instrument Date | Jul 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 118 CHELL RD, JOPPA, MD 21085-4453 |
| Document Number | 0159670420 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 15967-0420 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 118 CHELL RD, JOPPA, MD 21085-4453 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0148460151 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 14846/151 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 14, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 118 CHELL RD, JOPPA, MD 21085-4453 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0146040390 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 14604/390 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 08, 2020 |
| Property Address | 118 CHELL RD, JOPPA, MD 21085-4453 |
| Document Number | 0136310009 |
| Book / Page | 013631 / 000009 |
| Instrument Date | Dec 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 CHELL RD JOPPA MD 210854453, JOPPA, MD 21085-4453 |
| Document Number | 136310015 |
|---|---|
| Date | Jan 08, 2020 |
| Book Page | 013631/000015 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 07, 2040 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,867 (+19.1%) | $381,600 (-) Land $69,600 Building $312,000 | |
| 2025 | $2,434.00 (+8.81%) Homeowner's exemption | $276,133 (+28.81%) | $381,600 (+70.81%) Land $69,600 Building $312,000 |
| 2023 | $214,367 (+4.4%) | $223,400 (-) Land $69,600 Building $153,800 | |
| 2022 | $2,237.00 Homeowner's exemption | $205,333 | $223,400 Land $69,600 Building $153,800 |
| 2021 | $2,237.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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