Lorain County property record for 118 Charles Ct, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,949 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $57,000 (2018) |
| Tax Bill | $2,172.00 (2025) |
Source: Lorain County records · APN 06-25-098-102-008
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 118 CHARLES CT, ELYRIA, OH 44035-6022 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 24, 2023 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAPITAL LLC |
| Apr 27, 2018 | Warranty Deed, Transfer · Line of Credit RELIANCE FIRST CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Doc Number | 0000670161 |
| Last Transfer Date | Aug 24, 2023 |
| Transfer Doc | 0000926808 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 24, 2023 |
| Property Address | 118 CHARLES CT, ELYRIA, OH 44035-6022 |
| Document Number | 0000926808 |
| Map Reference | VOL 5 PG 6 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023-0926808 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 CHARLES CT, ELYRIA, OH 44035-6022 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 118 CHARLES CT, ELYRIA, OH 44035-6022 |
| Document Number | 0000926809 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 2023-0926809 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 27, 2018 |
| Property Address | 118 CHARLES CT, ELYRIA, OH 44035-6022 |
| Document Number | 0000670161 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 670161 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS/OH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 118 CHARLES CT ELYRIA OH 440356022, ELYRIA, OH 44035-6022 |
| Document Number | 670162 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 670162 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,172.00 | $45,440 (-0.01%) Land $4,430 Building $41,010 | $129,840 (-) Land $12,670 Building $117,170 |
| 2024 | $2,172.00 (+7.68%) | $45,445 (+25.25%) Land $4,435 Building $41,010 | $129,840 (+25.26%) Land $12,670 Building $117,170 |
| 2023 | $2,017.00 (+1.15%) | $36,282 (-0.02%) Land $3,357 Building $32,925 | $103,660 (-) Land $9,590 Building $94,070 |
| 2022 | $1,994.00 | $36,290 Land $3,360 Building $32,930 | |
| 2021 | $103,660 Land $9,590 Building $94,070 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-098-102-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,949 sqft Living Area |
| 1st Floor | 844 sqft 1st Floor |
| 2nd Floor | 1,018 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 118 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Porch | Open Porch |
| Porch Area | 242 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 118 CHARLES CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6022 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SCHEIDE 40 X 110 |
| Legal Subdivision | SCHEIDES ADDITION |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 9 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 71100 |
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