Scott County property record for 118 Chamberlain Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,796 sqft · built 2007 |
| Lot Size | 0.263 acres (11,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,000 (Apr 2026) |
| Tax Bill | $2,567 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Mar 2015 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-10-242.000 |
| Primary APN | 168-10-242.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,796 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,443 sqft (0.263 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 CHAMBERLAIN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PLACE |
| Legal Subdivision | BRADFORD PLACE |
| Legal Lot Number | 47 |
| Legal Unit | 4A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2685 JACQUELYN LN, LEXINGTON, KY 40511-8804 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 24, 2015 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 9, 2026 | Deed, Transfer · Conventional Mortgage KENTUCKY HOUSING CORPORATION |
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 30, 2020 | Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 12, 2013 | Deed, Transfer · Conventional Mortgage STONEGATE MORTGAGE CORP |
| Sep 21, 2007 | Deed, Subdivision Related Transfer · FHA Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | Jun 30, 2020 · Amount on File |
| Deed Document Number | 2026580670 |
| Deed Book / Page | 465 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1712/622 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | M1712/622 |
| Instrument | 459596 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1224/056 |
|---|---|
| Date | Mar 24, 2015 |
| Book Page | M1224/056 |
| Instrument | 331680 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1594/584 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | M1594/584 |
| Instrument | 432030 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 9, 2026 |
| Property Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Document Number | 0000580670 |
| Book / Page | 465 / 60 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026580670 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,542.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 2685 JACQUELYN LN, LEXINGTON, KY 40511-8804 |
| Document Number | 0000580673, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026580673 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000580698, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 1891/615 |
| Instrument | 2026580698 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | May 1, 2041 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1594/584 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | M1594/584 |
| Instrument | 432030 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 30, 2020 |
| Property Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Document Number | D415/413 |
| Book / Page | D415 / 413 |
| Map Reference | CAB 9 SL 226 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 418151 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 DULAP DRIVE, GEORGETOWN, KY 40324-8516 |
| Document Number | 418152 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 418152 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 12, 2013 |
| Property Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Document Number | D354/826 |
| Book / Page | D354 / 826 |
| Map Reference | CAB9 SL226 |
| Instrument Date | Sep 6, 2013 |
| Instrument | 302797 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 507 NW 39TH RD # RD226, 507, GAINESVILLE, FL 32607-2322 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Document Number | 0M1159/604 |
|---|---|
| Date | Sep 12, 2013 |
| Book Page | M1159/604 |
| Instrument | 302798 |
| Name | STONEGATE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 21, 2007 |
| Property Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Document Number | D312/712 |
| Book / Page | D312 / 712 |
| Map Reference | CAB9 SL157 |
| Instrument Date | Sep 14, 2007 |
| Instrument | 161478 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 12950, LEXINGTON, KY 40583-2950 |
| Name | Verified Name |
|---|---|
| Address | 118 CHAMBERLAIN DR, GEORGETOWN, KY 40324-1670 |
| Document Number | 00M867/798 |
|---|---|
| Date | Sep 21, 2007 |
| Book Page | M867/798 |
| Instrument | 161479 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2037 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,300 (-) | $288,300 (-) | |
| 2025 | $2,567.00 (+11.85%) | $288,300 (+13.86%) | $288,300 (+13.86%) |
| 2023 | $2,295.00 (+17.63%) | $253,200 (+12.58%) Land $42,000 Building $211,200 | $253,200 (+12.58%) Land $42,000 Building $211,200 |
| 2022 | $1,951.00 | $224,900 Land $35,000 Building $189,900 | $224,900 Land $35,000 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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