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118 Centifour Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 118 Centifour Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,520 sqft · built 2022
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Tax Bill$1,850 (2026)
Deeds & MortgagesMar 2024 Second Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44E16-11660

Property Details

APN / Parcel Number

Primary APN44E16-11660
Alternative APN
  • 8051781

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,520 sqft Living Area
Gross Area2,301 sqft
1st Floor Area760 sqft
Basement Area529 sqft
Finished Basement529 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2025
Architectural StyleTownhouse
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8051781
Street Address118 CENTIFOUR DR
CitySTEPHENSON
StateVA
Zip22656-2129
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSNOWDEN BRIDGE L1660S16
Legal SubdivisionSNOWDEN BRIDGE
Legal Lot Number1660
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4019
Census Tract50100

Owner

Source: Frederick County records · APN 44E16-11660

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 CENTIFOUR DR, STEPHENSON, VA 22656-2129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 26, 2022Special Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address118 CENTIFOUR DR, STEPHENSON, VA 22656-2129
Transaction TypeMortgage
Record UpdatedMar 27, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001839
DateMar 08, 2024
Instrument240001839
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term338 Months
DueMay 01, 2052
Interest
Rate TypeFixed Rate

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK VA
Recording DateApr 26, 2022
Property Address118 CENTIFOUR DR, STEPHENSON, VA 22656-2129
Document Number0000005292
Instrument DateApr 25, 2022
Instrument220005292
Transaction TypeTransfer
Record UpdatedJul 01, 2022
Title CompanyCWC TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 CENTIFOUR DR, STEPHENSON, VA 22656-2129

Mortgage

Document Number0000005293
DateApr 26, 2022
Instrument220005293
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,850.00 (+10.45%)$349,000 Land $68,000 Building $281,000$349,000 Land $68,000 Building $281,000
2025$1,675.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 532 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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