Essex County and Jay Town property record for 118 Cascade Ln, Jay, NY 12941
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 2024 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,250 (Dec 2020) |
| Tax Bill | $14,152 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2020 Sale |
| APN | 152800 7.72-1-3.000 |
| Primary APN | 152800 7.72-1-3.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Lot Area | 39,204 sqft (0.9 acres) |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 615J175059 |
|---|---|
| Street Address | 118 CASCADE LN |
| City | JAY |
| State | NY |
| Zip | 12941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | JAY TRACT LOT 75 1.00 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 234 STOCK FARM RD, CHESTERTOWN, NY 12817 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · ARM GLEN FALLS NATIONAL BANK & TRUST CO |
| Dec 9, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Prior Sale | Dec 23, 1994 · Amount on Record |
| Deed Document Number | 20205507 |
| Deed Book / Page | 2015 / 12 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 118 CASCADE LN, JAY, NY 12941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0020232828 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023-2828 |
| Name | GLEN FALLS NATIONAL BANK & TRUST CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Sep 1, 2033 |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Dec 9, 2020 |
| Property Address | 118 CASCADE LN, JAY, NY 12941 |
| Document Number | 0002015/12 |
| Book / Page | 2015 / 12 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 2020-5507 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 234 STOCK FARM RD, CHESTERTOWN, NY 12817 |
Source: Essex County and Jay Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,152.00 (+1,402.34%) | $795,000 (+1,004.17%) Land $316,300 Building $478,700 | $795,000 (+1,004.17%) Land $316,300 Building $478,700 |
| 2023 | $72,000 (+13.92%) Land $72,000 | $72,000 (+13.92%) Land $72,000 | |
| 2022 | $942.00 (-31.79%) | $63,200 Land $63,200 | $63,200 Land $63,200 |
| 2020 | $1,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1981–2018) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
No cell data coverage reported
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