Santa Clara County property record for 118 Caroline Ln, Gilroy, CA 95020
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,679 sqft · built 2007 |
| Lot Size | 0.043 acres (1,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Oct 2015) |
| Tax Bill | $6,790 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 841-82-013 |
| Primary APN | 841-82-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,679 sqft Living Area |
| 1st Floor Area | 639 sqft |
| 2nd Floor Area | 1,040 sqft |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 1,913 sqft (0.043 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 118 CAROLINE LN |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-5257 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CD |
| Legal Description | TR 9848 LOT 13 |
| Legal Subdivision | FOREST PARK |
| Legal Tract | 9848 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 512604 |
Source: Santa Clara County records · APN 841-82-013
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 CAROLINE LN, GILROY, CA 95020-5257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2021 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Dec 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2015 · Amount on Record |
| Deed Sale | Oct 27, 2015 · Amount on Record |
| Prior Sale | May 08, 2013 · Amount on Record |
| Deed Document Number | 23126245 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 118 CAROLINE LN, GILROY, CA 95020-5257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 118 CAROLINE LN, GILROY, CA 95020-5257 |
| Document Number | 0025022597 |
|---|---|
| Date | Jul 08, 2021 |
| Instrument | 25022597 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 118 CAROLINE LN, GILROY, CA 95020-5257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0024344568 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 24344568 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 118 CAROLINE LN, GILROY, CA 95020-5257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 118 CAROLINE LN, GILROY, CA 95020-5257 |
| Document Number | 0024803966 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 24803966 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,790.00 (+2.23%) Homeowner's exemption | $556,376 (+4.04%) Land $278,188 Building $278,188 |
| 2023 | $6,642.00 (+1.67%) Homeowner's exemption | $534,774 Land $267,387 Building $267,387 |
| 2022 | $6,533.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855126041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier, Verizon.
Based on FCC filings for 452 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4310004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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