118 Carmody Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 118 Carmody Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,639 sqft · built 1988
Lot Size	0.317 acres (13,808 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (May 2001)
Tax Bill	$9,306 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-0340-032-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0340-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,639 sqft Living Area
1st Floor Area	2,360 sqft
2nd Floor Area	1,279 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	13,808 sqft (0.317 acres)
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 CARMODY CIR
City	FOLSOM
State	CA
Zip	95630-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	AMERICAN RIVER CANYON 04C, LOT 45
Legal Subdivision	AMERICAN RIVER CANYON 04C
Legal Lot Number	45
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8210

Owner

118 Carmody Cir is owner-occupied and held in a trust since January 2026.

Source: Sacramento County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	118 CARMODY CIR, FOLSOM, CA 95630-1537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Jan 23, 2026	Intrafamily Transfer, Transfer
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit EL DORADO SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2001 · Amount on File
Deed Sale	May 10, 2001 · Amount on File
Deed Book / Page	20010510 / 1026
Last Transfer Date	Jan 20, 2026
Transfer Doc	2026000610
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	118 CARMODY CIR, FOLSOM, CA 95630-1537
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CARMODY CIR, FOLSOM, CA 95630-1537
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001443
Date	Jun 10, 2021
Instrument	202106101443

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 23, 2026
Property Address	118 CARMODY CIR, FOLSOM, CA 95630-1537
Document Number	0000000610
Map Reference	MB 175
Instrument Date	Jan 20, 2026
Instrument	202601230610
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	118 CARMODY CIR, FOLSOM, CA 95630-1537

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	118 CARMODY CIR, FOLSOM, CA 95630-1537
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CARMODY CIR, FOLSOM, CA 95630-1537

Mortgage

Document Number	6100000001443
Date	Jun 10, 2021
Book Page	20210610/1443

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	118 CARMODY CIR, FOLSOM, CA 95630-1537
Document Number	1903260746
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 CARMODY CIR FOLSOM CA 956301537, FOLSOM, CA 95630-1537

Mortgage

Document Number	1903260746
Date	Mar 26, 2019
Instrument	1903260746

Lender

Name	EL DORADO SVGS BK
Type	Federal Savings Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 Carmody Cir was $9,306, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$830,546 (+2%) Land $195,181 Building $635,365
2025	$9,306.00 (+2.11%)	$814,261 Land $191,354 Building $622,907
2024	$9,114.00 (+2.2%)
2023	$8,918.00 (+1.43%)	$782,644 Land $183,924 Building $598,720
2022	$8,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Carmody Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1995–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Carmody Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, Cal.net, Succeed.Net.

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