118 Canoe Pt, Equality, AL 36026 Property Records

Elmore County property record for 118 Canoe Pt, Equality, AL 36026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,362 sqft · built 2019
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,565,000 (Jul 2026)
Tax Bill	$1,625 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-03-06-0-001-004.003`

Property Details

APN / Parcel Number

Primary APN	`07-03-06-0-001-004.003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,362 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,272 sqft
Finished Basement	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	97.3 ft deep x 51.8 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 CANOE PT
City	EQUALITY
State	AL
Zip	36026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 COTTAGES AT CEDAR POINT PLAT NO. 1 26/22
Legal Range	21E
Legal Township	20N
Legal Section	06
Legal Subdivision	COTTAGES AT CEDAR POINT PLAT NO 1
Legal Lot Number	2
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2032
Census Tract	30300

Owner

Source: Elmore County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3201 FOXRIDGE RD, DOTHAN, AL 36303-2013
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage RIVER BANK
Jul 22, 2019	Warranty Deed, Construction Loan · Construction Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	2026712054
Deed Book / Page	2026 / 47851
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 31, 2026
Property Address	118 CANOE PT, EQUALITY, AL 36026
Document Number	0000712054
Book / Page	2026 / 47851
Instrument Date	Jul 29, 2026
Instrument	2026712054
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158,065.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3201 FOXRIDGE RD, DOTHAN, AL 36303-2013

Mortgage

Document Number	0000712054,
Date	Jul 31, 2026
Book Page	2026/47853
Instrument	2026712054

Lender

Name	RIVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 22, 2019
Property Address	118 CANOE PT, EQUALITY, AL 36026
Document Number	2019/36710
Book / Page	2019 / 36710
Map Reference	MB 26 PG 22&23
Instrument Date	Jun 27, 2019
Transaction Type	Construction Loan
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 20TH ST N # N15, 505, BIRMINGHAM, AL 35203-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 BENTLEY DR, MOUNTAIN BRK, AL 35213-2544
Investor	Possibly a Property Investor

Mortgage

Document Number	0201936714
Date	Jul 22, 2019
Instrument	2019/36714

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,625.00 (-49.46%)
2025	$3,215.00 (-0.46%)	$126,620 (-0.47%)	$633,130 (-0.47%) Land $325,000 Building $308,130
2024	$3,230.00 (-0.46%)	$127,220 (-0.46%)	$636,130 (-0.45%) Land $325,000 Building $311,130
2023	$3,245.00 (+14.62%)	$127,806 (+14.87%) Land $65,000 Building $62,806	$639,030 (+14.87%) Land $325,000 Building $314,030
2022	$2,831.00	$111,262 Land $65,000 Building $46,262	$556,310 Land $325,000 Building $231,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Windstream Fiber	2,000 / 2,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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