118 Cambridge St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 118 Cambridge St, Worcester, MA 01603

Property Summary

Property Type	Regional Shopping Center, Mall
Details	10,825 sqft · built 1986
Lot Size	0.858 acres (37,388 sqft)
Owner	Company Name on File
Last Sale	$675,000 (Mar 2017)
Tax Bill	$33,451 (2026)
Deeds & Mortgages	Jul 2023 Refinance Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8-034-00005`

Property Details

APN / Parcel Number

Primary APN	`8-034-00005`
Alternative APN	`WORC M:08 B:034 L:00005`

Interior

Units	12 Units
Stories	1 Story
Building Area	10,825 sqft Total Area
Gross Area	24,198 sqft
Basement Area	10,825 sqft
Unfinished Basement	10,825 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	37,388 sqft (0.858 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	8-034-00005
Street Address	118 CAMBRIDGE ST
City	WORCESTER
State	MA
Zip	01603-2370
Property Category	Commercial
Property Type	Commercial > Retail > Regional Shopping Center, Mall
Local Zoning Code	ML20
Legal Block	34
Legal Lot Number	5
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1008
Census Tract	731204

Owner

118 Cambridge St, a commercial property, is owned by a company that bought it in March 2017.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3401 8TH ST NE, WASHINGTON, DC 20017-1747
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MASS DEV FINANCIAL AGENCY
Mar 8, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Document Number	201724093
Deed Book / Page	56827 / 210
Transfer Doc	56827-210
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	118 CAMBRIDGE ST, WORCESTER, MA 01603-2370
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069353-366
Date	Jul 7, 2023
Book Page	69353/366
Instrument	54057

Lender

Name	MASS DEV FINANCIAL AGENCY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 8, 2017
Property Address	118 CAMBRIDGE ST, WORCESTER, MA 01603-2370
Document Number	56827-210
Book / Page	056827 / 000210
Instrument Date	Feb 17, 2017
Instrument	24093
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Amount	Amount on Record
Tax	$3,078.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	118 CAMBRIDGE ST WORCESTER MA 016032370, WORCESTER, MA 01603-2370

Tax Assessment & Valuation

The 2026 property tax bill for 118 Cambridge St was $33,451, up 27.2% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$33,451.00 (+27.22%)	$1,151,100 (+25.26%) Land $377,800 Building $773,300
2025	$26,293.00	$919,000 Land $351,500 Building $567,500
2023	$25,164.00	$805,000 Land $305,700 Building $499,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Cambridge St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1982–2009)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 Cambridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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