118 Cagwin Rd, Fort Plain, NY 13339 Property Records

Montgomery County and Minden Town property record for 118 Cagwin Rd, Fort Plain, NY 13339

Property Summary

Property Type	Rural Home
Details	5 bd · 1 ba · 2,160 sqft · built 1815
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`273089 61.-2-33.11`

Property Details

APN / Parcel Number

Primary APN	`273089 61.-2-33.11`
Alternative APNs	`308906100000020330110000` `273089 61.-2-33.111` `0245`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1815
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	178,596 sqft (4.1 acres)
Lot Width	411 ft Width
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	98 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0245
Street Address	118 CAGWIN RD
City	FORT PLAIN
State	NY
Zip	13339-4105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CONF
Legal Block	2
Legal Lot Number	33.111
Jurisdiction	MONTGOMERY NY
Township / Civil Division	MINDEN
Census Block Group	3
Census Block	3041
Census Tract	72500

Owner

118 Cagwin Rd, a rural home, is owned and occupied by two individuals who acquired it in August 2024.

Source: Montgomery County and Minden Town records, as of May 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 CAGWIN RD, FORT PLAIN, NY 13339-4105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
Jun 22, 2022	Executor's Deed, Transfer
May 20, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 8, 2024
Transfer Doc	0000000922
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Nov 13, 2023
Property Address	118 CAGWIN RD, FORT PLAIN, NY 13339-4105
Document Number	0000000147
Instrument Date	Nov 1, 2023
Instrument	2023-4147
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7061 STATE HIGHWAY 5, FORT PLAIN, NY 13339-1720

Mortgage

Document Number	0000000148
Date	Nov 13, 2023
Instrument	2023-4148

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Jun 22, 2022
Property Address	118 CAGWIN RD, FORT PLAIN, NY 13339-4105
Document Number	0000009356
Instrument Date	Jun 8, 2022
Instrument	2022-99356
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 CAGWIN RD, FORT PLAIN, NY 13339-4105

May 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONTGOMERY NY
Recording Date	May 20, 2022
Property Address	118 CAGWIN RD, FORT PLAIN, NY 13339-4105
Document Number	0000008904
Instrument Date	May 4, 2022
Instrument	2022-98904
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 CAGWIN RD, FORT PLAIN, NY 13339-4105

Tax Assessment & Valuation

The 2025 property tax bill for 118 Cagwin Rd was $1,991, down 57.9% from the year before.

Source: Montgomery County and Minden Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Minden Town
Unified School District	Fort Plain Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,991.00 (-57.85%)	$135,900 Land $19,500 Building $116,400	$199,853 Land $28,676 Building $171,177
2024	$4,724.00
2023		$21,100 (-84.31%) Land $13,100 Building $8,000	$26,375 (-81.96%) Land $16,375 Building $10,000
2022		$134,500 Land $21,500 Building $113,000	$146,196 Land $23,370 Building $122,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Cagwin Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Cagwin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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