118 Bryan St, Havelock, NC 28532 Property Records

Craven County property record for 118 Bryan St, Havelock, NC 28532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,394 sqft · built 1950
Lot Size0.457 acres (19,911 sqft)
OwnerIndividual Name on File
Last Sale$183,000 (Oct 2023)
Tax Bill$1,948 (2026)
Deeds & MortgagesApr 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN6-064-050

Property Details

APN / Parcel Number

Primary APN6-064-050
Alternative APNs
  • 136687
  • 89019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,394 sqft Living Area
1st Floor Area1,394 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,911 sqft (0.457 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number136687
Street Address118 BRYAN ST
CityHAVELOCK
StateNC
Zip28532-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BRYANS HAVELOCK SUBD 118 BRYAN ST
Legal SubdivisionBRYANS HAVELOCK SUBD
Legal Lot Number9
JurisdictionCRAVEN NC
Township / Civil Division6
Census Block Group2
Census Block2017
Census Tract961301

Owner

Source: Craven County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address118 BRYAN ST, HAVELOCK, NC 28532-2304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust, Mortgage · VA Mortgage
MY NEIGHBORHOOD MORTGAGE COMPANY
Oct 11, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 2, 2017Deed of Trust, Mortgage
FIRST CITIZENS BANK AND TRUST CO INC
Oct 29, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2023 · Amount on File
Deed SaleOct 11, 2023 · Amount on File
Prior SaleOct 29, 2021 · Amount on File
Deed Document Number20238399
Deed Book / Page3778 / 1624
Prior Transfer DateApr 25, 1959
Prior Transfer Doc0579000530
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Recording DateApr 1, 2026
Property Address118 BRYAN ST, HAVELOCK, NC 28532-2304
Document Number0010154211
Book / Page3874 / 1409
Instrument DateMar 27, 2026
Instrument202610154211
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 BRYAN ST, HAVELOCK, NC 28532-2304

Mortgage

Document Number0010154211,
DateApr 1, 2026
Book Page3874/1409
Instrument202610154211
Lender
NameMY NEIGHBORHOOD MORTGAGE COMPANY
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateOct 11, 2023
Property Address118 BRYAN ST, HAVELOCK, NC 28532-2304
Document Number03778/1624
Book / Page3778 / 1624
Map ReferenceMB 4 PG 3
Instrument DateSep 22, 2023
Instrument10118399
Transaction TypeTransfer
Record UpdatedOct 25, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$366.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address68 KEYSER CIR, WILLIAMSPORT, PA 17701-9207

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 BRYAN ST, HAVELOCK, NC 28532-2304

Mortgage

Document Number03778/1627
DateOct 11, 2023
Book Page3778/1627
Instrument10118400
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address118 BRYAN ST, HAVELOCK, NC 28532-2304
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanySTEWART TITLE COMPANY-1755

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03494/0093
DateMar 2, 2017
Book Page3494/0093
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
AddressRALEIGH, NC 27611
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateOct 29, 2021
Property Address118 BRYAN ST, HAVELOCK, NC 28532-2304
Document Number003697/969
Book / Page3697 / 969
Map ReferenceMB 4 PG 3
Instrument DateOct 26, 2021
Instrument10085981
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 391, SNEADS FERRY, NC 28460-0391

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 BRYAN ST, HAVELOCK, NC 28532-2304

Mortgage

Document Number0003697973
DateOct 29, 2021
Instrument3697/973
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityHavelock City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,948.00 (+2.47%)$157,060 (-) Land $35,000 Building $122,060$157,060 (-) Land $35,000 Building $122,060
2025$1,901.00 (+4.11%)$157,060 (-) Land $35,000 Building $122,060$157,060 (-) Land $35,000 Building $122,060
2023$1,826.00 (+19.58%)$157,060 (+23.12%) Land $35,000 Building $122,060$157,060 (+23.12%) Land $35,000 Building $122,060
2022$1,527.00$127,570 Land $30,000 Building $97,570
2018$127,570 Land $30,000 Building $97,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims29 (1995–2019)
Claims Outside the SFHA24 of 29
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Florence, Sep 2018 · 11 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAVELOCK WATER SYSTEM
serves 14,925 people · EPA ID NC0425015
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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