118 Bonney Ct, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 118 Bonney Ct, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,323 sqft · built 1988
Lot Size	0.042 acres (1,847 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (May 2022)
Tax Bill	$9,533 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00530-0000-00118`

Property Details

APN / Parcel Number

Primary APN	`06-00530-0000-00118`
Alternative APNs	`060053000118` `S001`

Interior

Building Area	2,323 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	1,847 sqft (0.042 acres)
Lot Dimensions	84 ft deep x 22 ft wide

Location & Zoning

Account Number	S001
Street Address	118 BONNEY CT
City	BRIDGEWATER
State	NJ
Zip	08807-2087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDU8
Legal Subdivision	CROSS ROAD SEC 02
Legal Block	530
Legal Lot Number	118
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1005
Census Tract	50802

Owner

118 Bonney Ct is owned and occupied by two individuals who bought it in May 2022.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 BONNEY CT, BRIDGEWATER, NJ 08807-2087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Nov 1, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 7, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Document Number	202217928
Deed Book / Page	7442 / 857
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 5, 2022
Property Address	118 BONNEY CT, BRIDGEWATER, NJ 08807-2087
Document Number	0000017928
Book / Page	7442 / 857
Instrument Date	Apr 29, 2022
Instrument	2022017928
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 KING DR, 6, BRIDGEWATER, NJ 08807-5622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BONNEY CT, BRIDGEWATER, NJ 08807-2087

Mortgage

Document Number	0000017929
Date	May 5, 2022
Instrument	2022017929

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	118 BONNEY CT, BRIDGEWATER, NJ 08807-2087
Document Number	0000042706
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 BONNEY CT BRIDGEWATER NJ 088072087, BRIDGEWATER, NJ 08807-2087

Mortgage

Document Number	0000042706
Date	Nov 6, 2019
Book Page	007165/000273
Instrument	42706

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 7, 2019
Property Address	118 BONNEY CT, BRIDGEWATER, NJ 08807-2087
Document Number	0000019579
Book / Page	7122 / 2734
Instrument Date	May 17, 2019
Instrument	2019019579
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 JACKSON DR, 2618, LEWISVILLE, TX 75067-8234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BONNEY CT, BRIDGEWATER, NJ 08807-2087

Mortgage

Document Number	0000019580
Date	Jun 7, 2019
Instrument	2019019580

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	118 BONNEY CT, BRIDGEWATER, NJ 08807-2087
Document Number	0000010279
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 BONNEY CT BRIDGEWATER NJ 088072087, BRIDGEWATER, NJ 08807-2087

Mortgage

Document Number	0000010279
Date	Mar 22, 2018
Book Page	007031/000863
Instrument	10279

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 21, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 118 Bonney Ct was $9,533, down 1.8% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,800 (+9.43%) Land $166,300 Building $374,500	$540,800 (+9.43%) Land $166,300 Building $374,500
2025	$9,533.00 (-1.84%)	$494,200 Land $153,300 Building $340,900	$494,200 Land $153,300 Building $340,900
2024	$9,712.00
2023		$450,400 Land $153,300 Building $297,100	$450,400 Land $153,300 Building $297,100
2022	$8,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Bonney Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Bonney Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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