Benton County property record for 118 Birch St, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,711 sqft · built 1997 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual on Record |
| Last Sale | $453,000 (Jun 2026) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00480-000 |
| Primary APN | 06-00480-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,711 sqft Living Area |
| Gross Area | 3,217 sqft |
| 1st Floor Area | 1,384 sqft |
| Upper Floors Area | 1,327 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 190 sqft |
| Patio Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 BIRCH ST |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-9638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 33 |
| Legal Subdivision | OAK RIDGE-CENTERTON |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20904 |
Source: Benton County assessment roll, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 118 BIRCH ST, CENTERTON, AR 72719-9638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jul 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 9, 2020 | Warranty Deed, Transfer GENEVA FIN'L |
| Jan 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage CAPWEST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Nov 9, 2020 · Amount on Record |
| Deed Document Number | 202636792 |
| Prior Transfer Date | Nov 23, 2004 |
| Prior Transfer Doc | 0000D55257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jun 25, 2026 |
| Property Address | 118 BIRCH ST, CENTERTON, AR 72719-9638 |
| Document Number | 0000036792 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202636792 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | WACO LAND TITLE, WACO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150,984.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 BIRCH ST, CENTERTON, AR 72719-9638 |
| Document Number | 0000036793, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202636793 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 118 BIRCH ST, CENTERTON, AR 72719-9638 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | L202246602 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | L202246602 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Nov 9, 2020 |
| Property Address | 118 BIRCH ST, CENTERTON, AR 72719-9638 |
| Document Number | 0000072943 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 72943 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 BIRCH ST CENTERTON AR 727199638, CENTERTON, AR 72719-9638 |
| Document Number | 72944 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 72944 |
| Name | GENEVA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHANDLER, AZ 85248 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 118 BIRCH ST, CENTERTON, AR 72719-9638 |
| Document Number | 00000M6037 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2017 |
| Title Company | WACO TITLE COMPANY, WACO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 BIRCH ST CENTERTON AR 727199638, CENTERTON, AR 72719-9638 |
| Document Number | 00000M6037 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | M6037 |
| Name | CAPWEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2047 |
Source: Benton County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,150.00 (+8.88%) | $70,447 (+50.21%) Land $15,000 Building $55,447 | $352,235 (-) Land $75,000 Building $277,235 |
| 2024 | $352,235 (+50.21%) Land $75,000 Building $277,235 | ||
| 2023 | $2,893.00 Homeowner's exemption | $46,900 Land $7,600 Building $39,300 | $234,500 Land $38,000 Building $196,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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