Polk County property record for 118 Beverly Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,242 sqft · built 1989 |
| Lot Size | 0.27 acres (11,766 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Apr 2021) |
| Tax Bill | $3,496 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-002550 |
| Primary APN | 26-28-34-660000-002550 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| Gross Area | 3,200 sqft |
| 1st Floor Area | 2,242 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,766 sqft (0.27 acres) |
| Lot Dimensions | 142 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Florida Room |
| Porch Area | 672 sqft |
| Cooling System | Central |
|---|
| Street Address | 118 BEVERLY DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE ROY UNIT PB 14 PGS 19 19A & 19B LOTS 255 & NWLY1/2 OF 256 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 255 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 14005 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 BEVERLY DR, WINTER HAVEN, FL 33884-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on Record |
| Deed Sale | Apr 5, 2021 · Amount on Record |
| Prior Sale | Feb 19, 2016 · Amount on Record |
| Deed Document Number | 202184182 |
| Deed Book / Page | 11650 / 1749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 5, 2021 |
| Property Address | 118 BEVERLY DR, WINTER HAVEN, FL 33884-2001 |
| Document Number | 0000084182 |
| Book / Page | 11650 / 1749 |
| Map Reference | MB 14 PG 19 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021084182 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 RIDGE TOP DR, 32, PISGAH FOREST, NC 28768-9667 |
| Name | Verified Name |
|---|---|
| Address | 118 BEVERLY DR, WINTER HAVEN, FL 33884-2001 |
| Document Number | 0116501751 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 11650/1751 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 118 BEVERLY DR, WINTER HAVEN, FL 33884-2001 |
| Document Number | 0112500256 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 BEVERLY DR WINTER HAVEN FL 338842001, WINTER HAVEN, FL 33884-2001 |
| Document Number | 0112500256 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 011250/000256 |
| Instrument | 108286 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 118 BEVERLY DR, WINTER HAVEN, FL 33884-2001 |
| Document Number | 0103980768 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 BEVERLY DR WINTER HAVEN FL 338842001, WINTER HAVEN, FL 33884-2001 |
| Document Number | 0103980768 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 010398/000768 |
| Instrument | 35394 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 14, 2038 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,802 (-0.47%) Land $47,062 Building $255,740 | $302,802 (-0.47%) Land $47,062 Building $255,740 | |
| 2025 | $3,496.00 (-28.67%) Homeowner's exemption | $304,235 (-6.23%) Land $44,709 Building $259,526 | $304,235 (-6.23%) Land $44,709 Building $259,526 |
| 2023 | $4,901.00 (+12.2%) | $324,463 (+13.89%) Land $43,533 Building $280,930 | $324,463 (+13.89%) Land $43,533 Building $280,930 |
| 2022 | $4,368.00 | $284,900 Land $36,473 Building $248,427 | $284,900 Land $36,473 Building $248,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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