118 Berkeley Ter, #20, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 118 Berkeley Ter, #20, Plainfield, NJ 07062 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	825 sqft · built 1956
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jul 2022)
Tax Bill	$7,141 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`12-00431-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`12-00431-0000-00007`
Alternative APNs	`120043100007` `04794000`

Interior

Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	825 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	04794000
Street Address	118 BERKELEY TER, 20
City	PLAINFIELD
State	NJ
Zip	07062-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: 825 SQ FT
Legal Subdivision	MOUNTAIN PARK
Legal Block	431
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2008
Census Tract	38800

Owner

Source: Union County and Plainfield City records · APN 12-00431-0000-00007

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 BERKELEY TER, 20, PLAINFIELD, NJ 07062-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 19, 2022	Deed, Transfer · FHA Mortgage UNITED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jun 11, 1981 · Amount on Record
Deed Document Number	202220399
Deed Book / Page	6473 / 2388
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jun 10, 2026
Property Address	118 BERKELEY TER, 20, PLAINFIELD, NJ 07062-1502
Document Number	0000093377
Book / Page	15813 / 2243
Instrument Date	Jun 03, 2026
Instrument	202693377
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BERKELEY TER, 20, PLAINFIELD, NJ 07062-1502

Mortgage

Document Number	0000093377,
Date	Jun 10, 2026
Book Page	15813/2243
Instrument	202693377

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 19, 2022
Property Address	118 BERKELEY TER # 20, 20, PLAINFIELD, NJ 07062-1502
Document Number	0064732388
Book / Page	6473 / 2388
Instrument Date	Jul 12, 2022
Instrument	20399
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,559.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 W 8TH ST, 439, PLAINFIELD, NJ 07060-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BERKELEY TER # 20, 20, PLAINFIELD, NJ 07062-1502

Mortgage

Document Number	0000040531
Date	Jul 19, 2022
Instrument	40531

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Union County and Plainfield City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,000 (-) Land $33,600 Building $46,400	$80,000 (-) Land $33,600 Building $46,400
2025	$7,141.00 (+2.22%)	$80,000 (-) Land $33,600 Building $46,400	$80,000 (-) Land $33,600 Building $46,400
2024	$6,986.00 (+3.24%)
2023		$80,000 Land $33,600 Building $46,400	$80,000 Land $33,600 Building $46,400
2022	$6,767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390388002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 138 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	349 (1978–2025)
Claims Outside the SFHA	31 of 349
Most Recent Claim	Jul 2025, river or lake flooding
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 80 claims Hurricane Irene, Sep 2011 · 42 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 69 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 432 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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