118 Benjamin Ave, Salisbury, MD 21804 Property Records

Wicomico County property record for 118 Benjamin Ave, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,148 sqft · built 1966
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jun 2009)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Apr 2018 Reverse Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-071402`

Property Details

APN / Parcel Number

Primary APN	`05-071402`
Alternative APN	`071402`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,148 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Porch	Slab
Porch Area	60 sqft
Deck Area	238 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	071402
Street Address	118 BENJAMIN AVE
City	SALISBURY
State	MD
Zip	21804-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	BL B L 23-14,000 SQF 118 BENJAMIN AVENUE FAIRFIELD RESUB PLAT
Legal Subdivision	FAIRFIELD
Legal Block	B
Legal Lot Number	23
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	5
Census Block	5038
Census Tract	10101

Owner

118 Benjamin Ave is owned and occupied by two individuals who bought it in June 2009.

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 BENJAMIN AVE, SALISBURY, MD 21804-4604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2018	Deed of Trust, Mortgage · Reverse Mortgage M & T BANK
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2009 · Amount on File
Deed Sale	Jun 2, 2009 · Amount on File
Prior Sale	Feb 10, 2009 · Amount on File
Deed Document Number	200990759
Deed Book / Page	3053 / 107
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	118 BENJAMIN AVE, SALISBURY, MD 21804-4604
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043070490
Date	Apr 6, 2018
Book Page	4307/490

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	926 Months
Due	Jun 16, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.11%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	118 BENJAMIN AVE, SALISBURY, MD 21804-4604
Document Number	0043070509
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BENJAMIN AVE SALISBURY MD 218044604, SALISBURY, MD 21804-4604

Mortgage

Document Number	0043070509
Date	Apr 6, 2018
Book Page	004307/000509

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	924 Months
Due	Apr 5, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.11%

Tax Assessment & Valuation

The 2025 property tax bill for 118 Benjamin Ave was $1,135 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,800	$205,200 Land $36,500 Building $168,700
2025	$1,135.00 Homeowner's exemption
2023	$1,042.00 Homeowner's exemption	$112,200	$138,600 Land $27,500 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Benjamin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Benjamin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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