Pender County property record for 118 Belt Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 980 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $433 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4236-32-7201-0000 |
| Primary APN | 4236-32-7201-0000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 980 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | 40 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 400005971 |
|---|---|
| Old Parcel Number | 4236 32 7201 0000 |
| Street Address | 118 BELT RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .46 ACRES |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 920105 |
118 Belt Rd, a single family home, is owned by two individuals.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4104 4TH ST, SURF CITY, NC 28445-8634 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 118 Belt Rd was $433.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $433.00 | $111,864 Land $40,165 Building $71,699 | $111,864 Land $40,165 Building $71,699 |
| 2023 | $52,266 (-) Land $47,266 Building $5,000 | $52,266 (-) Land $47,266 Building $5,000 | |
| 2022 | $385.00 | $52,266 Land $47,266 Building $5,000 | $52,266 Land $47,266 Building $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Belt Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 10 (1996–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Belt Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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