118 Bell Pl, Winter Park, FL 32792 Property Records

Orange County property record for 118 Bell Pl, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 1956
Lot Size	0.248 acres (10,805 sqft)
Owner	2 Individual Names on File
Last Sale	$434,400 (Oct 2021)
Tax Bill	$5,662 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`04-22-30-2316-03-160`

Property Details

APN / Parcel Number

Primary APN	`04-22-30-2316-03-160`
Alternative APNs	`302204231603160` `471558` `477209` `481773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,786 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1981
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	10,805 sqft (0.248 acres)

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	176 sqft
Storage Building	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	118 BELL PL
City	WINTER PARK
State	FL
Zip	32792-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	EASTGATE SUB T/127 LOT 16 BLK C
Legal Range	30E
Legal Township	22S
Legal Section	04
Legal Subdivision	EASTGATE
Legal Tract	2316
Legal Block	C
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1019
Census Tract	16301

Owner

118 Bell Pl is owned and occupied by two individuals who bought it in October 2021.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 BELL PL, WINTER PARK, FL 32792-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Oct 8, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 8, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jun 16, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 8, 2021	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jun 16, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Oct 8, 2021	Correction Deed FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI GATEWAY MTG GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Jun 16, 2021 · Amount on File
Deed Document Number	2021611731
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	20210614545
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 7, 2021
Property Address	118 BELL PL, WINTER PARK, FL 32792-3101
Document Number	20210611731
Map Reference	MB T PG 127
Instrument Date	Oct 1, 2021
Instrument	20210611731
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,040.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BELL PL, WINTER PARK, FL 32792-3101

Mortgage

Document Number	20210611732
Date	Oct 7, 2021
Instrument	20210611732

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 8, 2021
Property Address	118 BELL PL, WINTER PARK, FL 32792-3101
Document Number	20210614546
Map Reference	MB T PG 127
Instrument Date	Sep 28, 2021
Instrument	20210614546
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 8, 2021
Property Address	118 BELL PL, WINTER PARK, FL 32792-3101
Document Number	0000614546
Map Reference	MB T PG 127
Instrument Date	Sep 28, 2021
Instrument	20210614546
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 16, 2021
Property Address	118 BELL PL, WINTER PARK, FL 32792-3101
Document Number	20210358612
Map Reference	MB T PG 127
Instrument Date	Jun 15, 2021
Instrument	20210358612
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 KEWANNEE TRL, 1003, MAITLAND, FL 32751-4026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 8, 2021
Property Address	118 BELL PL, WINTER PARK, FL 32792-3101
Document Number	20210614545
Map Reference	MB T PG 127
Instrument Date	Jun 15, 2021
Instrument	20210614545
Record Updated	Oct 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 KEWANNEE TRAIL, 1003, MILTON, FL 32571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 16, 2021
Property Address	118 BELL PL, WINTER PARK, FL 32792-3101
Document Number	0000358612
Map Reference	MB T PG 127
Instrument Date	Jun 15, 2021
Instrument	20210358612
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 KEWANNEE TRL, MAITLAND, FL 32751-4026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 8, 2021
Property Address	118 BELL PL, WINTER PARK, FL 32792-3101
Document Number	0000614545
Map Reference	MB T PG 127
Instrument Date	Jun 15, 2021
Instrument	20210614545
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 KEWANNEE TRAIL, MILTON, FL 32571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	118 BELL PL, WINTER PARK, FL 32792-3101
Document Number	0000207515
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 BELL PL WINTER PARK FL 327923101, WINTER PARK, FL 32792-3101

Mortgage

Document Number	0000207515
Date	Apr 1, 2020
Instrument	207515

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 31, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 118 Bell Pl was $5,662, up 3.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,517 (+2.7%)	$481,170 (-2.87%) Land $225,000 Building $256,170
2025	$5,662.00 (+3.3%) Homeowner's exemption	$394,856	$495,400 Land $225,000 Building $270,400
2024	$5,481.00 (+3.92%)
2023	$5,274.00 (+5.97%) Homeowner's exemption	$372,551 (+3%)	$415,821 (+9.51%) Land $175,000 Building $240,821
2022	$4,977.00 Homeowner's exemption	$361,700	$379,706 Land $175,000 Building $204,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Bell Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	11 (1981–2024)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Bell Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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