118 Bedford, Hercules, CA 94547 Property Records

Contra Costa County property record for 118 Bedford, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,149 sqft · built 1986
Lot Size	0.115 acres (5,005 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jul 2004)
Tax Bill	$8,164 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`406-103-040-1`

Property Details

APN / Parcel Number

Primary APN	`406-103-040-1`
Alternative APN	`406-103-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,149 sqft Living Area
1st Floor Area	1,149 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	5,005 sqft (0.115 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	118 BEDFORD
City	HERCULES
State	CA
Zip	94547-3688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T05276 L0074 B
Legal Subdivision	SUBDIVISION 5276
Legal Tract	05276
Legal Lot Number	74
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	359203

Owner

118 Bedford is owned and occupied by two individuals who bought it in July 2004.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 BEDFORD, HERCULES, CA 94547-3688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2004 · Amount on File
Deed Sale	Jul 13, 2004 · Amount on File
Deed Document Number	2004266766
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	118 BEDFORD, HERCULES, CA 94547-3688
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BEDFORD, HERCULES, CA 94547-3688

Mortgage

Document Number	0000185317
Date	Aug 27, 2020
Instrument	2020-185317

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	118 BEDFORD, HERCULES, CA 94547-3688
Document Number	0000146914
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	118 BEDFORD HERCULES CA 945473688, HERCULES, CA 94547-3688

Mortgage

Document Number	0000146914
Date	Sep 9, 2019
Instrument	146914

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 8, 2039

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	118 BEDFORD, HERCULES, CA 94547-3688
Document Number	0000116159
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BEDFORD HERCULES CA 945473688, HERCULES, CA 94547-3688

Mortgage

Document Number	0000116159
Date	Jul 20, 2018
Instrument	116159

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 Bedford was $8,164.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	John Swett Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,244 (+2%) Land $307,100 Building $297,144
2025	$8,164.00	$592,397 Land $301,079 Building $291,318
2023	$7,958.00 (+0.08%)	$569,395 Land $289,389 Building $280,006
2022	$7,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Bedford in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Bedford is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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