Vernon Parish property record for 118 Bears Rd, Deridder, LA 70634
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,900 (Jul 2022) |
| Tax Bill | $1,417 (2025) |
| Deeds & Mortgages | Sep 2006 Mortgage Jul 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-724-0881 |
| Primary APN | 070-724-0881 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 118 BEARS RD |
|---|---|
| City | DERIDDER |
| State | LA |
| Zip | 70634-8432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2SR9W- SEC 14, BEG AT NW/C NWNW, TH E 220 FT ALG N LN OF SD NWNW, TH S 198 FT PAR WITH W LN, TH W 220 FT PAR WITH N LN, TH N |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 14 |
| Jurisdiction | VERNON LA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950902 |
Source: Vernon Parish records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2006 | Deed of Trust, Mortgage · Stand-Alone First Mortgage OPTION ONE MORTGAGE CORPORATION |
| Jul 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 9, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 25, 2017 | Cash Sale Deed, Transfer |
| Sep 5, 2006 | Cash Sale Deed, Transfer · Stand-Alone First Mortgage OPTION ONE MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | May 9, 2018 · Amount on Record |
| Deed Document Number | 717867 |
| Deed Book / Page | 1611 / 567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON LA |
| Property Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001226/443 |
|---|---|
| Date | Sep 5, 2006 |
| Book Page | 1226/443 |
| Instrument | 591576 |
| Name | OPTION ONE MORTGAGE CORPORATION |
|---|---|
| Type | Seller |
| Address | 3 ADA, IRVINE, CA 92618 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | Jul 27, 2022 |
| Property Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Document Number | 001611/567 |
| Book / Page | 1611 / 567 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 717867 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000185320 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 1853/20 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON LA |
| Property Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1690/538 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 1690/538 |
| Instrument | 688974 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | May 9, 2018 |
| Property Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Document Number | 001552/335 |
| Book / Page | 1552 / 335 |
| Instrument Date | May 9, 2018 |
| Instrument | 688973 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16303 103RD TER N, JUPITER, FL 33478-9324 |
| Name | Verified Name |
|---|---|
| Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Document Number | 001690/538 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 1690/538 |
| Instrument | 688974 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | May 25, 2017 |
| Property Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Document Number | 001539/234 |
| Book / Page | 1539 / 234 |
| Instrument Date | May 22, 2017 |
| Instrument | 682257 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 BEARS RD, 118, DERIDDER, LA 70634-8432 |
| Name | Verified Name |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | Sep 5, 2006 |
| Property Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Document Number | 001219/191 |
| Book / Page | 1219 / 191 |
| Instrument Date | Aug 31, 2006 |
| Instrument | 591574 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12510 RIVER BEND DR, BAYTOWN, TX 77523-9671 |
| Name | Verified Name |
|---|---|
| Address | 118 BEARS RD, DERIDDER, LA 70634-8432 |
| Document Number | 001226/431 |
|---|---|
| Date | Sep 1, 2006 |
| Book Page | 1226/431 |
| Instrument | 591575 |
| Name | OPTION ONE MORTGAGE CORPORATION |
|---|---|
| Type | Seller |
| Address | 3 ADA, IRVINE, CA 92618 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2036 |
Source: Vernon Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Vernon Parish |
| Unified School District | Vernon Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,417.00 (+7.67%) Homeowner's exemption | $10,980 (+0.18%) Land $440 Building $10,540 | $109,800 (+0.18%) Land $4,400 Building $105,400 |
| 2023 | $1,316.00 Homeowner's exemption | $10,960 Land $400 Building $10,560 | $109,600 Land $4,000 Building $105,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swyft Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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