Hampden County and Westfield City property record for 118 Bates Rd, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,392 sqft · built 1910 |
| Lot Size | 0.775 acres (33,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (May 2017) |
| Tax Bill | $4,337 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:32-R L:3 |
| Primary APN | WFLD M:32-R L:3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,148 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,750 sqft (0.775 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 118 BATES RD |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 3 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 812902 |
Source: Hampden County and Westfield City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 BATES RD, WESTFIELD, MA 01085-2549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage WESTFIELD BANK FSB |
| May 31, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Prior Sale | Apr 18, 2007 · Amount on Record |
| Deed Book / Page | 21703 / 135 |
| Last Transfer Date | Sep 24, 2025 |
| Transfer Doc | 026048-545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 30, 2025 |
| Property Address | 118 BATES RD, WESTFIELD, MA 01085-2549 |
| Document Number | 026048-545 |
| Book / Page | 26048 / 545 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 46270 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 118 BATES RD, WESTFIELD, MA 01085-2549 |
| Document Number | 0000046271 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 46271 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 31, 2017 |
| Property Address | 118 BATES RD, WESTFIELD, MA 01085-2549 |
| Document Number | 21703-135 |
| Book / Page | 021703 / 000135 |
| Instrument Date | May 30, 2017 |
| Instrument | 29936 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 BATES RD WESTFIELD MA 010852549, WESTFIELD, MA 01085-2549 |
| Document Number | 21703-138 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 021703/000138 |
| Instrument | 29937 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,337.00 (+7.32%) | $285,700 (+20.04%) Land $134,300 Building $151,400 | $323,095 (+8.8%) |
| 2024 | $296,970 | ||
| 2023 | $4,041.00 | $238,000 Land $116,100 Building $121,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1979–2011) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
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