Lincoln County property record for 118 Barnes Rd, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,805 sqft · built 2024 |
| Lot Size | 73.4 acres (3,198,611 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,431 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Sep 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-40-18-000-000-009.001 |
| Primary APN | 02-40-18-000-000-009.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,805 sqft Living Area |
| Attic | Attic |
| Attic Area | 561 sqft |
| Basement Area | 2,244 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,198,611 sqft (73.4 acres) |
| Garage Area | 788 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 118 BARNES RD |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-3058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73.434 AC TRACT BEING PT OF US SURVEY 1743, SURVEY L1/56 |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 810100 |
118 Barnes Rd, a single family home, is owned by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 165, ELSBERRY, MO 63343-0165 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HNB NATIONAL BANK |
| Sep 5, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE MERCANTILE BANK OF LOUISIANA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 118 BARNES RD, ELSBERRY, MO 63343-3058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 165, ELSBERRY, MO 63343-0165 |
| Document Number | 002512/796 |
|---|---|
| Date | Aug 12, 2025 |
| Book Page | 2512/796 |
| Instrument | 2025006326 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOUISIANA, MO 63353 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 118 BARNES RD, ELSBERRY, MO 63343-3058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002493/563 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 2493/563 |
| Instrument | 2023006798 |
| Name | THE MERCANTILE BANK OF LOUISIANA |
|---|---|
| Type | Bank |
| Address | LOUISIANA, MO 63353 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 118 Barnes Rd was $4,431.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,595 (-) Land $5,949 Building $73,646 | ||
| 2025 | $4,431.00 | $79,595 Land $5,949 Building $73,646 | $418,920 Land $31,310 Building $387,610 |
| 2023 | $946.00 (+611.28%) | $17,870 Land $5,835 Building $12,035 | $94,050 Land $30,710 Building $63,340 |
| 2022 | $133.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Barnes Rd in Zone X, an area of minimal flood risk, though there have been 623 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 623 (1982–2026) |
| Claims Outside the SFHA | 5 of 623 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Barnes Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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