Santa Cruz County property record for 118 Azure Ln, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 740 sqft · built 1936 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Oct 2018) |
| Tax Bill | $7,168 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-151-33 |
| Primary APN | 049-151-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 740 sqft Living Area |
| Gross Area | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,288 sqft (0.328 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 162 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 118 AZURE LN |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SAN ANDREAS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 122402 |
Source: Santa Cruz County records · APN 049-151-33
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 AZURE LN, WATSONVILLE, CA 95076-9612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Oct 25, 2018 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Oct 25, 2018 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Deed Document Number | 201832248 |
| Prior Transfer Date | Sep 17, 2015 |
| Prior Transfer Doc | 0000038385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 118 AZURE LN, WATSONVILLE, CA 95076-9612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032515 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019-0032515 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 118 AZURE LN, WATSONVILLE, CA 95076-9612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023472 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 2020-0023472 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 25, 2018 |
| Property Address | 118 AZURE LN, WATSONVILLE, CA 95076-9612 |
| Document Number | 0000032247 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 32247 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 LOCKEWOOD LN SCOTTS VALLEY CA 950663925, SCOTTS VALLEY, CA 95066-3925 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 25, 2018 |
| Property Address | 118 AZURE LN, WATSONVILLE, CA 95076-9612 |
| Document Number | 0000032248 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 2018-0032248 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 118 AZURE LN, WATSONVILLE, CA 95076-9612 |
| Document Number | 0000032249 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018-0032249 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,778 (+2%) Land $454,222 Building $113,556 | ||
| 2025 | $7,168.00 (+9.89%) | $556,644 (+4.04%) Land $445,316 Building $111,328 | |
| 2023 | $6,523.00 (+2.03%) | $535,030 Land $428,024 Building $107,006 | $518,760 |
| 2022 | $6,393.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871224022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 3 (2016–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2023, rainfall accumulation, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 64% of the US · above 39% of California |
|---|---|
| Wildfire Likelihood | About 1 in 495 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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