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118 Ayer Ln, Milpitas, CA 95035 Property Records

Santa Clara County property record for 118 Ayer Ln, Milpitas, CA 95035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,087 sqft · built 1997
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Sep 1998)
Tax Bill$8,059 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029-12-135

Property Details

APN / Parcel Number

Primary APN029-12-135

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,087 sqft Living Area
1st Floor Area959 sqft
2nd Floor Area1,128 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area449 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address118 AYER LN
CityMILPITAS
StateCA
Zip95035-4644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 1
Legal SubdivisionTRACT NO 8428
Legal Tract8428
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1000
Census Tract504412

Owner

Source: Santa Clara County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address118 AYER LN, MILPITAS, CA 95035-4644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC
Feb 28, 2020Grant Deed, Transfer
EXCELERATE CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 1998 · Amount on Record
Deed SaleSep 24, 1998 · Amount on Record
Prior SaleFeb 27, 1998 · Amount on Record
Deed Document Number199814410218
Last Transfer DateFeb 24, 2020
Transfer Doc0024417265
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address118 AYER LN, MILPITAS, CA 95035-4644
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 AYER LN, MILPITAS, CA 95035-4644

Mortgage

Document Number0024755254
DateDec 18, 2020
Instrument24755254
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 28, 2020
Property Address118 AYER LN, MILPITAS, CA 95035-4644
Document Number0024417265
Instrument DateFeb 20, 2020
Instrument24417265
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$136.00
Amount AccuracyFull Value
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address118 AYER LN MILPITAS CA 950354644, MILPITAS, CA 95035-4644

Mortgage

Document Number24417266
DateFeb 28, 2020
Instrument24417266
Lender
NameEXCELERATE CAP
AddressNEWPORT BEACH, CA 92660
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050
Interest
Rate TypeAdjustable Rate
Rate6.15%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,059.00 (+3.18%)$674,181 (+4.04%) Land $279,990 Building $394,191
2024$7,811.00 (+0.31%)
2023$7,787.00 (+0.4%)$648,003 Land $269,118 Building $378,885
2022$7,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MILPITAS
serves 81,915 people · EPA ID CA4310005
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Sail Internet
Fixed Wireless		1,000 / 200
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
Ridge Wireless
Fixed Wireless		100 / 60
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks, Tekify Fiber & Wireless.

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