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118 Aspen Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 118 Aspen Rd, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,415 sqft · built 2000
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$171,000 (Jun 2004)
Tax Bill$2,502 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN232780-0000

Property Details

APN / Parcel Number

Primary APN232780-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,415 sqft Living Area
Gross Area2,291 sqft
1st Floor Area703 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,196 sqft (0.28 acres)
Lot Width120 ft Width
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area501 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address118 ASPEN RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-63 ST AUG SOUTH UT 9 LOTS 2576 & 2577 & 2578 OR2215/674 & 5030/1524
Legal Range30E
Legal Township08S
Legal Section47
Legal SubdivisionST. AUGUSTINE SOUTH RESUB OF UNIT 9
Legal Block9
Legal Lot Number2577
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2041
Census Tract21302

Owner

Source: St. Johns County records · APN 232780-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 ASPEN RD, SAINT AUGUSTINE, FL 32086-6608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
Dec 23, 2016Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2004 · Amount on Record
Deed SaleJun 04, 2004 · Amount on Record
Prior SaleOct 23, 2002 · Amount on Record
Deed Document Number200442270
Deed Book / Page2215 / 674
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address118 ASPEN RD, SAINT AUGUSTINE, FL 32086-6608
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 ASPEN READ, SAINT AUGUSTINE, FL 32086-6608

Mortgage

Document Number0055980249
DateJul 15, 2022
Book Page5598/249
Instrument2022069341
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2042

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address118 ASPEN RD, SAINT AUGUSTINE, FL 32086-6608
Document Number0043111475
Book / Page004311 / 001475
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedJan 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address118 ASPEN RD ST AUGUSTINE FL 320866608, ST AUGUSTINE, FL 32086-6608

Mortgage

Document Number0043111475
DateJan 04, 2017
Book Page004311/001475
Instrument558
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 03, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$203,698 (+2.7%)$355,291 (-0.52%) Land $157,320 Building $197,971
2025$2,502.00 (+13.99%) Homeowner's exemption$198,343 (+2.9%)$357,163 (+1.71%) Land $160,560 Building $196,603
2024$2,195.00 (+2.19%) Homeowner's exemption$192,753 (+3%)$351,157 (-1.36%) Land $160,560 Building $190,597
2023$2,148.00 (+3.47%) Homeowner's exemption$187,139 (+3%)$355,981 (+11.22%) Land $160,560 Building $195,421
2022$2,076.00 Homeowner's exemption$181,688$320,057 Land $107,520 Building $212,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 69 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims18 (1992–2023)
Claims Outside the SFHA18 of 18
Most Recent ClaimOct 2023, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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