118 Amity Cir, Belmont, NC 28012 Property Records

Gaston County property record for 118 Amity Cir, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,786 sqft · built 1962
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jul 2026)
Tax Bill$3,898 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN15053A03200

Property Details

APN / Parcel Number

Primary APN15053A03200
Alternative APNs
  • 1607157
  • 188038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,786 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area40,946 sqft (0.94 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address118 AMITY CIR
CityBELMONT
StateNC
Zip28012-9574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionAMITY ACRES L 19 15 053A 032 00 000
Legal SubdivisionSOUTHPOINT
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1010
Census Tract32405

Owner

118 Amity Cir is owned and occupied by two individuals who bought it in July 2026.

Source: Gaston County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address118 AMITY CIR, BELMONT, NC 28012-9574
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
ORIGINPOINT LLC
Oct 13, 2022Deed of Trust, Mortgage · Line of Credit
BELMONT SAVINGS BANK SSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2026 · Amount on File
Deed SaleJul 21, 2026 · Amount on File
Deed Book / Page5656 / 2448
Prior Transfer DateOct 6, 2011
Prior Transfer Doc0045810345
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 21, 2026
Property Address118 AMITY CIR, BELMONT, NC 28012-9574
Document Number5656002448
Book / Page5656 / 2448
Instrument DateJul 21, 2026
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyINVESTORS LAND TITLE, INVESTORS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$80,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 AMITY CIR, BELMONT, NC 28012-9574

Mortgage

Document Number5656002451,
DateJul 21, 2026
Book Page5656/2451
Lender
NameORIGINPOINT LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address118 AMITY CIR, BELMONT, NC 28012-9574
Transaction TypeMortgage
Record UpdatedNov 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 ROSEMARY ST, GOLDSTON, NC 27252-9545

Mortgage

Document Number0053710135
DateOct 13, 2022
Book Page5371/135
Lender
NameBELMONT SAVINGS BANK SSB
TypeBank
AddressBELMONT, NC 28012
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 24, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 118 Amity Cir was $3,898, up 0.9% from the year before.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBelmont City
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,898.00 (+0.88%)$366,680 (-) Land $48,020 Building $318,660
2025$3,864.00$366,680 Land $48,020 Building $318,660
2023$3,905.00$366,680 Land $48,020 Building $318,660
2021$216,500 Land $42,680 Building $173,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Amity Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Amity Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELMONT
serves 17,477 people · EPA ID NC0136015
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on Amity Cir

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