118 Alta Mesa, Winter Haven, FL 33884 Property Records

Polk County property record for 118 Alta Mesa, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,793 sqft · built 1976
Lot Size	0.231 acres (10,075 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Oct 2021)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-26-590500-000310`

Property Details

APN / Parcel Number

Primary APN	`26-28-26-590500-000310`
Alternative APN	`62826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,793 sqft Living Area
Gross Area	2,391 sqft
1st Floor Area	1,793 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	10,075 sqft (0.231 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	598 sqft
Porch	Unfinished Open Porch
Porch Area	18 sqft

Location & Zoning

Street Address	118 ALTA MESA
City	WINTER HAVEN
State	FL
Zip	33884-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FLA HIGHALND CO PB 3 PG 27 LOT 3 THAT PART DESC AS BEG 458.89 FT N & 454.84 FT W OF SE COR OF SEC 26 RUN N 29 DEG 03 E 408.43 FT TO POB RUN N 29 DEG 03 E 136.53 FT S 43 DEG 0915 E 117.79FT S 46 DEG 5045 W 80 FT N 43 DEG 0915 W 46.13 FT S 46 DEG 5045
Legal Range	26E
Legal Township	28S
Legal Section	26
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	590500
Legal Block	1
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1015
Census Tract	14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 ALTA MESA, WINTER HAVEN, FL 33884-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Nov 2, 2011 · Amount on Record
Deed Document Number	2021270084
Deed Book / Page	11940 / 1117
Prior Transfer Date	Oct 24, 2011
Prior Transfer Doc	0000114156
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 15, 2021
Property Address	118 ALTA MESA, WINTER HAVEN, FL 33884-1601
Document Number	0000270084
Book / Page	11940 / 1117
Instrument Date	Oct 8, 2021
Instrument	2021270084
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JARDIN LN, 105, WINTER HAVEN, FL 33884-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ALTA MESA, WINTER HAVEN, FL 33884-1601

Mortgage

Document Number	0119401119
Date	Oct 15, 2021
Instrument	11940/1119

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	118 ALTA MESA, WINTER HAVEN, FL 33884-1601
Document Number	0107811987
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ALTA MESA WINTER HAVEN FL 338841601, WINTER HAVEN, FL 33884-1601

Mortgage

Document Number	0107811987
Date	Mar 19, 2019
Book Page	010781/001987
Instrument	54466

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,185 (+2.7%)	$217,475 (+3.31%) Land $40,409 Building $177,066
2025	$2,253.00 (-15.33%) Homeowner's exemption	$210,501 (+4.13%) Land $40,409 Building $170,092	$210,501 (-4.32%) Land $40,409 Building $170,092
2023	$2,661.00 (+2.94%) Homeowner's exemption	$202,150 (+3%)	$220,001 (+12.1%) Land $39,305 Building $180,696
2022	$2,585.00 Homeowner's exemption	$196,262 Land $32,586 Building $163,676	$196,262 Land $32,586 Building $163,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	134 units insured incl. 91 condo units
Nearby Flood Claims	22 (1979–2022)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORCHID SPRINGS private · serves 750 people · EPA ID FL6531313
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	WINTER HAVEN WATER DEPARTMENT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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