118 7th St, Norwich, CT 06360 Property Records

Norwich City property record for 118 7th St, Norwich, CT 06360

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,079 sqft · built 1991
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2022)
Tax Bill	$4,412 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NORW M:86 B:3 L:18`

Property Details

APN / Parcel Number

Primary APN	`NORW M:86 B:3 L:18`
Alternative APNs	`NWCH M:86 B:3 L:18` `0053990001` `66960001`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,079 sqft Living Area
Gross Area	3,650 sqft
1st Floor Area	1,244 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	66960001
Street Address	118 7TH ST
City	NORWICH
State	CT
Zip	06360-3845
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	3
Legal Lot Number	18
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	1
Census Block	1005
Census Tract	696401

Owner

118 7th St, a duplex, is owned and occupied by an individual who bought it in December 2022.

Source: Norwich City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	118 7TH ST, NORWICH, CT 06360-3845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY
Dec 6, 2022	Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on File
Deed Sale	Dec 6, 2022 · Amount on File
Prior Sale	Aug 29, 2005 · Amount on File
Deed Document Number	20222022005566
Deed Book / Page	3392 / 1
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	118 7TH ST, NORWICH, CT 06360-3845
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003392-24
Date	Dec 6, 2022
Book Page	3392/24
Instrument	2022005569

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2033

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NORWICH CT
Recording Date	Dec 6, 2022
Property Address	118 7TH ST, NORWICH, CT 06360-3845
Document Number	00003392-1
Book / Page	3392 / 1
Instrument Date	Dec 5, 2022
Instrument	2022005566
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 7TH ST, NORWICH, CT 06360-3845

Mortgage

Document Number	2022005567
Date	Dec 6, 2022
Instrument	2022005567

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0003392-20
Date	Dec 6, 2022
Book Page	3392/20
Instrument	2022005568

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 118 7th St was $4,412, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,412.00 (-15.62%)	$129,200 (-) Land $37,300 Building $91,900	$265,714 (+193.8%)
2025	$5,229.00	$129,200 Land $37,300 Building $91,900	$90,440 Land $26,110 Building $64,330
2024	$5,229.00 (+42.02%)
2023	$3,682.00 (+0.33%)	$75,700 (-) Land $21,400 Building $54,300
2022	$3,670.00	$75,700 Land $21,400 Building $54,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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