118 4th St S, Waterville, MN 56096 Property Records

Le Sueur County property record for 118 4th St S, Waterville, MN 56096 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,126 sqft · built 1900
Lot Size	0.081 acres (3,526 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Nov 2021)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`24.510.0810`

Property Details

APN / Parcel Number

Primary APN	`24.510.0810`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Stories	2 Stories
Building Area	1,126 sqft Living Area
Gross Area	192 sqft
1st Floor Area	678 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,526 sqft (0.081 acres)
Lot Dimensions	82 ft deep x 43 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	210 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 4TH ST S
City	WATERVILLE
State	MN
Zip	56096-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF WATERVILLE BLOCK-012 N 1/2 OF E 1/2 OF LOT 8 & S 10 FT OF E 1/2 OF LOT 7
Legal Subdivision	CITY OF WATERVILLE
Legal Block	12
Legal Lot Number	7,8
Jurisdiction	LE SUEUR MN
Township / Civil Division	WATERVILLE
Census Block Group	4
Census Block	4002
Census Tract	950400

Owner

Source: Le Sueur County records · APN 24.510.0810

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 4TH ST S, WATERVILLE, MN 56096-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Oct 04, 2019 · Amount on Record
Prior Transfer Date	Jun 30, 2011
Prior Transfer Doc	0000037132
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE SUEUR MN
Recording Date	Oct 04, 2019
Property Address	118 4TH ST S, WATERVILLE, MN 56096-1550
Document Number	000A423928
Instrument Date	Oct 01, 2019
Instrument	A423928
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 4TH ST S, WATERVILLE, MN 56096-1550
Investor	Possibly a Property Investor

Mortgage

Document Number	000A423929
Date	Oct 04, 2019
Instrument	A423929

Lender

Name	ROUNDBANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Le Sueur County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Le Sueur County
Municipality	Waterville City
Unified School District	Waterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,000 (+4.98%) Land $31,700 Building $181,300	$213,000 (+4.98%) Land $31,700 Building $181,300
2025	$2,634.00 (+22.4%) Homeowner's exemption	$202,900 (+7.81%) Land $31,700 Building $171,200	$202,900 (+7.81%) Land $31,700 Building $171,200
2023	$2,152.00 Homeowner's exemption	$188,200 Land $23,700 Building $164,500	$188,200 Land $23,700 Building $164,500
2022	$2,152.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Le Sueur County (27079C), updated November 28, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270799504004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1983–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2024 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Metronet Holdings	Fiber	5,120 / 5,120	Yes
Midcontinent Communications	Cable	1,250 / 250	Yes
Verizon	Fixed Wireless	300 / 20	Yes
Netwave Broadband	Fixed Wireless (unlicensed)	125 / 40	No
AT&T	Fixed Wireless	100 / 20	Yes
T-Mobile USA	Fixed Wireless	100 / 20	Yes

May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.