Cascade County property record for 118 3rd St N, Cascade, MT 59421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1967 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,400 (Dec 2021) |
| Tax Bill | $2,861 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0242277 |
| Primary APN | R0242277 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003105800 |
|---|---|
| Street Address | 118 3RD ST N |
| City | CASCADE |
| State | MT |
| Zip | 59421-4816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERKINS ADD (CASCADE), S35, T18 N, R01 W, LTS 8-9 & CST BLK 9 LT 19 |
| Legal Range | 01W |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Subdivision | CASCADE |
| Legal Block | 9 |
| Legal Lot Number | 8-9,19 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | CASCADE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 10400 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 275, CASCADE, MT 59421-0275 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Mar 22, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage BELT VALLEY BANK |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS ALLIANCE BANK |
| Apr 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage STOCKMAN BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE MOUNTAIN BANK |
| Sep 11, 2017 | Warranty Deed, Transfer STOCKMAN BK/MT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on Record |
| Deed Sale | Dec 2, 2021 · Amount on Record |
| Prior Sale | May 23, 2016 · Amount on Record |
| Deed Document Number | 2021421987 |
| Prior Transfer Date | May 16, 2016 |
| Prior Transfer Doc | 0000322709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Dec 2, 2021 |
| Property Address | 118 3RD ST N, CASCADE, MT 59421-4816 |
| Document Number | 00R0421987 |
| Instrument Date | Dec 2, 2021 |
| Instrument | R0421987 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 3RD STREET, CASCADE, MT 59421-4819 |
| Document Number | 00R0421989 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | R0421989 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 118 3RD ST N, CASCADE, MT 59421-4816 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 00R0406645 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | R0406645 |
| Name | BELT VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BELT, MT 59412 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 16, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 118 3RD ST N, CASCADE, MT 59421-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0000343999 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | R0343999 |
| Name | CITIZENS ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | LINCOLN, MT 59639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 118 3RD ST N, CASCADE, MT 59421-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000369394 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | R0369394 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 118 3RD ST N, CASCADE, MT 59421-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000377916 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | R0377916 |
| Name | PRAIRIE MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | CASCADE, MT 59421 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 11, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Sep 11, 2017 |
| Property Address | 118 3RD ST N, CASCADE, MT 59421-4816 |
| Document Number | 0000344774 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 344774 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 122 3RD ST N CASCADE MT 594214816, CASCADE, MT 59421-4816 |
| Document Number | 344775 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 344775 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | MILES, MT 59301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 10, 2047 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Cascade Town |
| Elementary School District | Cascade Elementary School District (PK - 08) |
| Secondary School District | Cascade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,861.00 (+117.07%) | $226,800 (-) | |
| 2025 | $1,318.00 (-11.96%) | $226,800 (+25.44%) | $226,800 (+25.44%) Land $51,625 Building $175,175 |
| 2023 | $1,497.00 | $180,800 | $180,800 Land $34,313 Building $146,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CASCADE serves 650 people · EPA ID MT0000171 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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