118 3rd St, Melrose, FL 32666 Property Records

Putnam County property record for 118 3rd St, Melrose, FL 32666

Property Summary

Property Type	Mobile Home
Details	1,782 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	2 Owner Names on Record
Last Sale	$75,000 (Nov 2013)
Tax Bill	$956 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-09-23-0000-002.4-001.0`

Property Details

APN / Parcel Number

Primary APN	`10-09-23-0000-002.4-001.0`
Alternative APN	`93016`

Interior

Building Area	1,782 sqft Living Area
1st Floor Area	2,382 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Lot Area	87,120 sqft (2 acres)
Deck Area	336 sqft

Location & Zoning

Account Number	93016
Street Address	118 3RD ST
City	MELROSE
State	FL
Zip	32666-3127
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF NE1/4 OF NE1/4 OR819, P3
Legal Range	23E
Legal Township	09S
Legal Section	10
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	4
Census Block	4032
Census Tract	950300

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	118 3RD ST, MELROSE, FL 32666-3127
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 14, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 26, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Deed Document Number	201354785344
Deed Book / Page	1365 / 0059
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	118 3RD ST, MELROSE, FL 32666-3127
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 3RD ST, MELROSE, FL 32666-3127

Mortgage

Document Number	0018550041
Date	Feb 6, 2026
Book Page	1855/41
Instrument	202654003399

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	118 3RD ST, MELROSE, FL 32666-3127
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 3RD ST, MELROSE, FL 32666-3127

Mortgage

Document Number	0017571526
Date	May 14, 2024
Book Page	1757/1526
Instrument	202454012484

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	118 3RD ST, MELROSE, FL 32666-3127
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 3RD ST, MELROSE, FL 32666-3127

Mortgage

Document Number	0017990520
Date	Feb 26, 2025
Book Page	1799/520
Instrument	202554005344

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (+17.59%) Homeowner's exemption	$78,460 (+5.98%)	$154,680 (-7.85%) Land $22,000 Building $132,680
2023	$813.00 (+4.23%) Homeowner's exemption	$74,030 (+2.99%)	$167,850 (+27.74%) Land $22,000 Building $145,850
2022	$780.00 Homeowner's exemption	$71,880	$131,400 Land $16,000 Building $115,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	50 / 3

May also be available: AT&T, Verizon, Xfinity.

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