118 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 118 3rd St, Cheney, WA 99004

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,036 sqft · built 1939
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Jan 2025)
Tax Bill$2,716 (2026)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13132.5011

Property Details

APN / Parcel Number

Primary APN13132.5011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area536 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2024
Architectural StyleBungalow
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area180 sqft
Patio Area13 sqft
Canopy193 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address118 3RD ST
CityCHENEY
StateWA
Zip99004-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionCHENEY TOWN OF LOT 7 BLK 50
Legal Range41E
Legal Township23N
Legal Section13
Legal SubdivisionCHENEY
Legal Block50
Legal Lot Number7
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group1
Census Block1016
Census Tract14001

Owner

Source: Spokane County records · APN 13132.5011

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 3RD ST, CHENEY, WA 99004-1512
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2025 · Amount on Record
Deed SaleJan 03, 2025 · Amount on Record
Prior SaleJun 01, 2011 · Amount on Record
Deed Document Number20257392556
Record UpdatedSep 20, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 03, 2025
Property Address118 3RD ST, CHENEY, WA 99004-1512
Document Number0007392556
Map ReferenceVOL A PG 44
Instrument DateDec 26, 2024
Instrument7392556
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,485.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 3RD ST, CHENEY, WA 99004-1512

Mortgage

Document Number0007392557
DateJan 03, 2025
Instrument7392557
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

Mortgage

Document Number0007392558
DateJan 03, 2025
Instrument7392558
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,716.00 (+61.09%)$220,300 (+25.89%) Land $60,000 Building $160,300$220,300 (+25.89%) Land $60,000 Building $160,300
2025$1,686.00 (+14.54%)
2024$175,000 (+39.22%) Land $75,000 Building $100,000$175,000 (+39.22%) Land $75,000 Building $100,000
2023$1,472.00 (+5.22%)$125,700 Land $40,000 Building $85,700$125,700 Land $40,000 Building $85,700
2022$1,399.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630140011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 48% of the US · lower than 63% of Washington
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northwest Fiber
Fiber
1,000 / 1,000
Davis Communications
Cable
1,000 / 100

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WA5312400, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHENEY
serves 16,954 people
Water SourceGroundwater
Last State InspectionOct 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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