Cape May County and Avalon Borough property record for 118 28th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 2,299 sqft · built 2005 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,160,000 (Jun 2026) |
| Tax Bill | $9,683 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2026 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00028-03-00026 |
| Primary APN | 01-00028-03-00026 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,299 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Street Address | 118 28TH ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | 28 |
| Legal Block | 28.3 |
| Legal Lot Number | 26 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20902 |
118 28th St is owned by two individuals who bought it in June 2026.
Source: Cape May County and Avalon Borough records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 SUNSET DR, CHATHAM, NJ 07928-1223 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2026 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jan 13, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2026 · Amount on File |
| Deed Sale | Jun 19, 2026 · Amount on File |
| Prior Sale | Nov 13, 2013 · Amount on File |
| Deed Document Number | 2026100245 |
| Deed Book / Page | 4287 / 984 |
| Prior Transfer Date | Dec 10, 2025 |
| Prior Transfer Doc | 0000086309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 19, 2026 |
| Property Address | 118 28TH ST, AVALON, NJ 08202-1928 |
| Document Number | 0000100245 |
| Book / Page | 4287 / 984 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026100245 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | SEABOARD TITLE AGENCY, SEABOARD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957,480.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 SUNSET DR, CHATHAM, NJ 07928-1223 |
| Document Number | 0000100246, |
|---|---|
| Date | Jun 19, 2026 |
| Instrument | 2026100246 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 13, 2026 |
| Property Address | 118 28TH ST, AVALON, NJ 08202-1928 |
| Document Number | 0000086309 |
| Book / Page | 4262 / 258 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2026086309 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 28TH ST, AVALON, NJ 08202-1928 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 118 28TH ST, AVALON, NJ 08202-1928 |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,577,100 (-) Land $900,000 Building $677,100 | $1,577,100 (-) Land $900,000 Building $677,100 | |
| 2025 | $1,577,100 Land $900,000 Building $677,100 | $1,577,100 Land $900,000 Building $677,100 | |
| 2024 | $9,683.00 | ||
| 2023 | $1,577,100 Land $900,000 Building $677,100 | $1,577,100 Land $900,000 Building $677,100 | |
| 2022 | $8,957.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 118 28th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 981 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,603 units insured incl. 622 condo units |
| Nearby Flood Claims | 547 (1979–2024) |
| Claims Outside the SFHA | 15 of 547 |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 118 28th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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