118 1st St, Bethany Beach, DE 19930 Property Records

Sussex County property record for 118 1st St, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,444 sqft · built 1968
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Oct 2014)
Tax Bill	$4,486 (2026)
Deeds & Mortgages	Aug 2021 Refinance Feb 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`134-13.20-44.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.20-44.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	1,092 sqft
Elevator	Elevator

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	118 1ST ST
City	BETHANY BEACH
State	DE
Zip	19930-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	BETHANY BEACH FIRST ST LOT 20 BLK 2
Legal Subdivision	BETHANY BEACH
Legal Block	2
Legal Lot Number	20
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2027
Census Tract	51202

Owner

118 1st St is owned by two individuals who bought it in October 2014.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14619 PHILPOT RD, PHOENIX, MD 21131-1028
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2014 · Amount on File
Deed Sale	Oct 15, 2014 · Amount on File
Deed Document Number	201432013
Deed Book / Page	4319 / 211
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	118 1ST ST, BETHANY BEACH, DE 19930-7731
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201450292
Date	Aug 2, 2021
Book Page	20145/292
Instrument	20210000048798

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	118 1ST ST, BETHANY BEACH, DE 19930-7731
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194590327
Date	Feb 24, 2021
Book Page	19459/327
Instrument	20210000012010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	118 1ST ST, BETHANY BEACH, DE 19930-7731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179880134
Date	Dec 4, 2019
Book Page	17988/134
Instrument	20190000046242

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 118 1st St was $4,486, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Bethany Beach Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,486.00 (-0.38%)	$22,850 (-) Land $12,000 Building $10,850	$2,108,500 (-) Land $1,380,500 Building $728,000
2025	$4,503.00	$22,850 Land $12,000 Building $10,850	$2,108,500 Land $1,380,500 Building $728,000
2023	$1,175.00	$22,850 Land $12,000 Building $10,850	$56,900 Land $24,000 Building $32,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 349 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	418 units insured incl. 69 condo units
Nearby Flood Claims	167 (1978–2025)
Claims Outside the SFHA	3 of 167
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 37 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 28 claims Severe Coastal Storm, Jan 1992 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BEACH WATER DEPARTMENT serves 12,000 people · EPA ID DE0000556
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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