118 13th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 118 13th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1890
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Sep 2024)
Tax Bill	$1,680 (2026)
Deeds & Mortgages	Mar 2024 Transfer Mar 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-46462-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46462-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	888 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Width	36 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	118 13TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N'LY 36' OF LOT 3 BLK 2 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	EDELBROCKS ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	602

Owner

118 13th Ave N is owned and occupied by an individual who bought it in September 2024.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	118 13TH AVE N, SAINT CLOUD, MN 56303-4654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 18, 2022	Deed, Transfer
Jul 20, 2020	Quit Claim Deed, Transfer Quitclaim
Feb 24, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Dec 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on File
Deed Sale	Sep 10, 2024 · Amount on File
Prior Sale	Feb 24, 2020 · Amount on File
Deed Document Number	20241693577
Record Updated	Jun 8, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 20, 2024
Property Address	118 13TH AVE N, SAINT CLOUD, MN 56303-4654
Document Number	00A1669210
Instrument Date	Mar 18, 2024
Instrument	A1669210
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BROOKWOOD LN, SARTELL, MN 56377-1802

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 18, 2022
Property Address	118 13TH AVE N, SAINT CLOUD, MN 56303-4654
Document Number	00A1628489
Instrument Date	Feb 28, 2022
Instrument	A1628489
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 13TH AVE N, SAINT CLOUD, MN 56303-4654

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 20, 2020
Property Address	118 13TH AVE N, SAINT CLOUD, MN 56303-4654
Document Number	00A1574862
Instrument Date	Jul 15, 2020
Instrument	A1574862
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BROOKWOOD LN, SARTELL, MN 56377-1802
Investor	Possibly a Property Investor

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 24, 2020
Property Address	118 13TH AVE N, SAINT CLOUD, MN 56303-4654
Document Number	00A1563460
Instrument Date	Nov 1, 2019
Instrument	A1563460
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 BROOKWOOD LN, SARTELL, MN 56377-1802

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 26, 2018
Property Address	118 13TH AVE N, SAINT CLOUD, MN 56303-4654
Document Number	00A1535627
Instrument Date	Dec 17, 2018
Instrument	A1535627
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 13TH AVE N, SAINT CLOUD, MN 56303-4654

Tax Assessment & Valuation

The 2026 property tax bill for 118 13th Ave N was $1,680 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,680.00
2025		$143,700 Land $30,000 Building $113,700	$143,700 Land $30,000 Building $113,700
2023	$1,608.00	$130,800 Land $20,000 Building $110,800	$130,800 Land $20,000 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 13th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 118 13th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

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