11797 Moran Rd, Challenge, CA 95925 Property Records

Yuba County property record for 11797 Moran Rd, Challenge, CA 95925

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft · built 2010
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,987 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-030-003-000`

Property Details

APN / Parcel Number

Primary APN	`064-030-003-000`
Alternative APNs	`064-030-003` `64030003000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	108,900 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	064-030-003
Street Address	11797 MORAN RD
City	CHALLENGE
State	CA
Zip	95925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/RR
Legal Description	PRCL 1 PRCL MP #2.75
Legal Subdivision	PARCEL MAP NO 2 75
Legal Lot Number	1
Jurisdiction	YUBA CA
Township / Civil Division	YUBA FOOTHILLS
Census Block Group	1
Census Block	1038
Census Tract	41101

Owner

Source: Yuba County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 246, CHALLENGE, CA 95925-0246
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 14, 2018	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020
Deed Sale	Feb 27, 2020
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	20203182
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	0000003182
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	11797 MORAN RD, CHALLENGE, CA 95925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 246, CHALLENGE, CA 95925-0246

Mortgage

Document Number	0000019209
Date	Nov 20, 2020
Instrument	2020-019209

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUBA CA
Recording Date	Feb 27, 2020
Property Address	11797 MORAN RD, CHALLENGE, CA 95925
Document Number	0000003182
Map Reference	MB 15 PG 35
Instrument Date	Dec 31, 2019
Instrument	2020-003182
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11797 MORAN RD, CHALLENGE, CA 95925

Mortgage

Document Number	0000003183
Date	Feb 27, 2020
Instrument	2020-003183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUBA CA
Recording Date	Nov 15, 2018
Property Address	11797 MORAN RD, CHALLENGE, CA 95925
Document Number	0000014097
Instrument Date	Nov 8, 2018
Instrument	14097
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11797 MORAN RD CAMPTONVILLE CA 95922, CAMPTONVILLE, CA 95922

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Jun 14, 2018
Property Address	11797 MORAN RD, CHALLENGE, CA 95925
Document Number	0000007062
Map Reference	MB15 PG35
Instrument Date	Jun 5, 2018
Instrument	2018-007062
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	360 ZURICH AVE, WATSONVILLE, CA 95076-2025

Mortgage

Document Number	0000007063
Date	Jun 14, 2018
Instrument	2018-007063

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Unified School District	Marysville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,622 (+2%) Land $46,420 Building $406,202
2025	$4,987.00 (+3.34%)	$443,748 (+4.04%) Land $45,510 Building $398,238
2023	$4,826.00 (+1.24%)	$426,519 Land $43,744 Building $382,775	$488,610
2022	$4,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH YUBA WATER DISTRICT serves 2,772 people · EPA ID CA5810006
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	75 / 10

May also be available: T-Mobile, Verizon.

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