11795 Glenwood Dr, Locust, NC 28097 Property Records

Cabarrus County property record for 11795 Glenwood Dr, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,087 sqft · built 2019
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$288,500 (Apr 2020)
Tax Bill	$3,643 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10011A0099.000000`

Property Details

APN / Parcel Number

Primary APN	`10011A0099.000000`
Alternative APNs	`5565 31 4719` `137182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,087 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	2,087 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	136 ft deep x 119 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	137182
Street Address	11795 GLENWOOD DR
City	LOCUST
State	NC
Zip	28097-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 99 GLENWOOD AT VILLAGE OF REDBRIDGE
Legal Subdivision	GLENWOOD
Legal Lot Number	99
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1020
Census Tract	41604

Owner

11795 Glenwood Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11795 GLENWOOD DR, LOCUST, NC 28097-7708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Prior Sale	Mar 8, 2012 · Amount on File
Deed Book / Page	14097 / 179
Prior Transfer Date	Dec 1, 2013
Prior Transfer Doc	10789309
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	11795 GLENWOOD DR, LOCUST, NC 28097-7708
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001527494
Date	Jun 23, 2021
Book Page	15274/94

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 2, 2020
Property Address	11795 GLENWOOD DR, LOCUST, NC 28097-7708
Document Number	14097179
Book / Page	014097 / 000179
Instrument Date	Apr 1, 2020
Instrument	9979
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11795 GLENWOOD DR LOCUST NC 28097, LOCUST, NC 28097

Mortgage

Document Number	14097182
Date	Apr 2, 2020
Book Page	014097/000182
Instrument	9980

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,270 (-) Land $90,000 Building $306,270
2025		$396,270 Land $90,000 Building $306,270
2024			$396,270 (+34.97%) Land $90,000 Building $306,270
2023	$3,643.00	$293,600 Land $55,000 Building $238,600	$293,600 Land $55,000 Building $238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11795 Glenwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11795 Glenwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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