11795 E Oak Ln, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 11795 E Oak Ln, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Nov 2021)
Tax Bill	$6,054 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-478-002`

Property Details

APN / Parcel Number

Primary APN	`06-12-478-002`

Exterior

Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Street Address	11795 E OAK LN
City	MOUNT VERNON
State	IL
Zip	62864-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE HILLS LOT 5B
Legal Subdivision	HAWTHORNE HILLS
Legal Lot Number	5B
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	1
Census Block	1045
Census Tract	50700

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11795 E OAK LN, MOUNT VERNON, IL 62864-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FIRST BANK OF THE HEARTLAND
Jun 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20215612
Prior Transfer Date	Jan 11, 2011
Prior Transfer Doc	0201100344
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Nov 16, 2021
Property Address	11795 E OAK LN, MOUNT VERNON, IL 62864-1916
Document Number	0202105612
Instrument Date	Nov 5, 2021
Instrument	202105612
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MAIN ST, MOUNT VERNON, IL 62864

Mortgage

Document Number	0202105613
Date	Nov 16, 2021
Instrument	202105613

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 25, 2019
Property Address	11795 E OAK LN, MOUNT VERNON, IL 62864-1916
Document Number	0201902824
Instrument Date	Jun 21, 2019
Instrument	201902824
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13656 LAKEMONT DR, HUDSON, FL 34669-1196

Mortgage

Document Number	0201902825
Date	Jun 25, 2019
Instrument	201902825

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Rome Community Consolidated School District 2 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,054.00 (+15.76%) Homeowner's exemption	$118,672 (+20.62%) Land $20,522 Building $98,150	$356,016 (+20.62%) Land $61,566 Building $294,450
2024	$5,230.00 (-13.14%)	$98,387 (+2%) Land $19,002 Building $79,385	$295,161 (+2%) Land $57,006 Building $238,155
2022		$96,457 Land $18,629 Building $77,828	$289,371 Land $55,887 Building $233,484
2021	$6,021.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: ClearWave, Wisper ISP.

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