11790 Cortez Cir, Grand Ledge, MI 48837 Property Records

Eaton County property record for 11790 Cortez Cir, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,112 sqft · built 2017
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (May 2019)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04004880022000`

Property Details

APN / Parcel Number

Primary APN	`04004880022000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	166 ft deep x 82.2 ft wide
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11790 CORTEZ CIR
City	GRAND LEDGE
State	MI
Zip	48837-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 22 FOX RIDGE SUBDIVISION, T4N,R3W DELTA TOWNSHIP. SPLIT FROM PARCEL 23-040-017-200-012-00 FOR 2003
Legal Subdivision	FOX RIDGE
Legal Lot Number	22
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3018
Census Tract	20302

Owner

11790 Cortez Cir is owned and occupied by two individuals who bought it in May 2019.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11790 CORTEZ CIR, GRAND LEDGE, MI 48837-9361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
May 7, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS INC
Feb 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Book / Page	2783 / 210
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	11790 CORTEZ CIR, GRAND LEDGE, MI 48837-9361
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11790 CORTEZ CIR, GRAND LEDGE, MI 48837-9361

Mortgage

Document Number	003024/626
Date	Oct 13, 2022
Book Page	3024/626

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	11790 CORTEZ CIR, GRAND LEDGE, MI 48837-9361
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02879/1140
Date	Oct 29, 2020
Book Page	2879/1140

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 7, 2019
Property Address	11790 CORTEZ CIR, GRAND LEDGE, MI 48837-9361
Document Number	02783/0210
Book / Page	2783 / 0210
Map Reference	LB 13 PG 125
Instrument Date	May 1, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1188 E PARIS AVE SE STE 100, 1188, GRAND RAPIDS, MI 49546-8350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11790 CORTEZ CIR, GRAND LEDGE, MI 48837-9361

Mortgage

Document Number	0002783211
Date	May 7, 2019
Instrument	2783/211

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Feb 21, 2017
Property Address	11790 CORTEZ CIR, GRAND LEDGE, MI 48837-9361
Document Number	2666/0244
Book / Page	2666 / 0244
Instrument Date	Feb 17, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$206.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 99, GRAND LEDGE, MI 48837-0128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 E PARIS AVE SE STE 100, 100, GRAND RAPIDS, MI 49546-8350

Tax Assessment & Valuation

The 2025 property tax bill for 11790 Cortez Cir was $7,290 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,400	$424,800
2025	$7,290.00
2023		$175,700	$351,400
2022	$5,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11790 Cortez Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11790 Cortez Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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