1179 Ruff Dr, Bedford, VA 24523 Property Records

Bedford County property record for 1179 Ruff Dr, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1932
Lot Size	6.13 acres (267,458 sqft)
Owner	Individual Name on File
Last Sale	$36,100 (Aug 2016)
Tax Bill	$1,013 (2023)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`170 A 16 T`

Property Details

APN / Parcel Number

Primary APN	`170 A 16 T`
Alternative APN	`80502731`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1932
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	267,458 sqft (6.13 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	1179 RUFF DR
City	BEDFORD
State	VA
Zip	24523-5898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF RUFF DR
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	2
Census Block	2026
Census Tract	50102

Owner

1179 Ruff Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1179 RUFF DR, BEDFORD, VA 24523-5898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAEMS
Jul 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF THE JAEMS
Dec 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF THE JAMES
Mar 21, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2016 · Amount on File
Deed Sale	Aug 1, 2016 · Amount on File
Prior Sale	Dec 26, 2018
Deed Document Number	160006837
Last Transfer Date	Jul 29, 2019
Transfer Doc	190006786
Record Updated	Jun 7, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1179 RUFF DR, BEDFORD, VA 24523-5898
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	NOT AVAILABLE, MOUNTAIN VIEW STLMNT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190006787
Date	Jul 29, 2019
Instrument	190006787

Lender

Name	BANK OF THE JAEMS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Jul 29, 2019
Property Address	1179 RUFF DR, BEDFORD, VA 24523-5898
Document Number	190006786
Instrument Date	Jul 23, 2019
Instrument	190006786
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1179 RAYS LN, BEDFORD, VA 24523

Mortgage

Document Number	0190006787
Date	Jul 29, 2019
Instrument	190006787

Lender

Name	BANK OF THE JAEMS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Dec 26, 2018
Property Address	1179 RUFF DR, BEDFORD, VA 24523-5898
Document Number	180011534
Instrument Date	Dec 11, 2018
Instrument	180011534
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1179 RUFF DR, BEDFORD, VA 24523-5898

Mortgage

Document Number	180011535
Date	Dec 26, 2018
Instrument	180011535

Lender

Name	BANK OF THE JAMES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Mar 21, 2018
Property Address	1179 RUFF DR, BEDFORD, VA 24523-5898
Document Number	180002500
Instrument Date	Oct 31, 2017
Instrument	180002500
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,013.00 Additional exemption filed	$123,650	$247,300 Land $58,000 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1179 Ruff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1179 Ruff Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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