Choctaw County property record for 11789 MS Highway 12, Ackerman, MS 39735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,283 sqft · built 1987 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $365 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075 0015 0005001 |
| Primary APN | 075 0015 0005001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,283 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 11789 MS HIGHWAY 12 |
|---|---|
| City | ACKERMAN |
| State | MS |
| Zip | 39735-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 NE1/4 NW1/4 LOVE R |
| Jurisdiction | CHOCTAW MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950200 |
Source: Choctaw County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11789 MS HIGHWAY 12, ACKERMAN, MS 39735-8937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK |
| Aug 14, 2017 | Deed of Trust, Mortgage · VA Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2003 |
| Deed Sale | Jun 20, 2003 |
| Deed Document Number | 0000165746 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHOCTAW MS |
| Property Address | 11789 MS HIGHWAY 12, ACKERMAN, MS 39735-8937 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000233/308 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 233/308 |
| Instrument | 233-308 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 25, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHOCTAW MS |
| Property Address | 11789 MS HIGHWAY 12, ACKERMAN, MS 39735-8937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 213/406 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 213/406 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
Source: Choctaw County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Choctaw County |
| Unified School District | Choctaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $365.00 (+47.77%) | $7,896 (+27.77%) Land $700 Building $7,196 | $78,962 (+27.76%) Land $7,000 Building $71,962 |
| 2023 | $247.00 | $6,180 Land $700 Building $5,480 | $61,803 Land $7,000 Building $54,803 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ACKERMAN serves 1,594 people · EPA ID MS0100001 |
|---|---|
| Water Source | Groundwater |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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