11786 Werner Rd NW, Bemidji, MN 56601 Property Records

Beltrami County property record for 11786 Werner Rd NW, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	1,986 sqft · built 2017
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Jul 2019)
Tax Bill	$4,449 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2018 Mortgage + 3 more
APN	`31.00120.04`

Property Details

APN / Parcel Number

Primary APN	`31.00120.04`

Interior

Building Area	1,986 sqft Living Area
Gross Area	2,116 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	135,036 sqft (3.1 acres)
Garage Area	1,922 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Slab
Porch Area	206 sqft
Pole Barn	2,970 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11786 WERNER RD NW
City	BEMIDJI
State	MN
Zip	56601-8154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT- 6 TWP-147 RANGE- 33 SOUTH 330 FEET OF THE NORTH 990 FEET OF GOVERNMENT LOT 4,
Legal Range	33
Legal Township	147
Legal Section	06
Legal Lot Number	4
Jurisdiction	BELTRAMI MN
Township / Civil Division	NORTHERN
Census Block Group	1
Census Block	1000
Census Tract	450202

Owner

11786 Werner Rd NW is owned and occupied by an individual who bought it in July 2019.

Source: Beltrami County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	11786 WERNER RD NW, BEMIDJI, MN 56601-8154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage SECURITY BANK USA
Jul 8, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY BANK USA
Feb 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORTRUST MORTGAGE
Dec 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Feb 19, 2019 · Amount on File
Deed Document Number	2019581315
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	0000569139
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	11786 WERNER RD NW, BEMIDJI, MN 56601-8154
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11786 WERNER RD NW, BEMIDJI, MN 56601-8154

Mortgage

Document Number	A000614305
Date	Mar 15, 2023
Instrument	A000614305

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	11786 WERNER RD NW, BEMIDJI, MN 56601-8154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000570110
Date	Feb 9, 2018
Instrument	A000570110

Lender

Name	SECURITY BANK USA
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	10 Months
Due	Dec 15, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Jul 8, 2019
Property Address	11786 WERNER RD NW, BEMIDJI, MN 56601-8154
Document Number	A000581315
Instrument Date	Jun 28, 2019
Instrument	A000581315
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2021
Title Company	SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$66.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11786 WERNER RD NW, BEMIDJI, MN 56601-8154

Mortgage

Document Number	A000581316
Date	Jul 8, 2019
Instrument	A000581316

Lender

Name	SECURITY BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	9 Months
Due	Apr 1, 2020

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Feb 19, 2019
Property Address	11786 WERNER RD NW, BEMIDJI, MN 56601-8154
Document Number	A000578485
Instrument Date	Feb 15, 2019
Instrument	A000578485
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2021
Title Company	LEER TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 593, BEMIDJI, MN 56619-0593

Mortgage

Document Number	A000578486
Date	Feb 19, 2019
Instrument	A000578486

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELTRAMI MN
Recording Date	Dec 29, 2017
Property Address	11786 WERNER RD NW, BEMIDJI, MN 56601-8154
Document Number	A000569139
Instrument Date	Dec 29, 2017
Instrument	A000569139
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7058 SPENCER RD NW, BEMIDJI, MN 56601-6660

Tax Assessment & Valuation

The 2026 property tax bill for 11786 Werner Rd NW was $4,449, up 7.6% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
County Subdivision	Northern Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,449.00 (+7.57%)	$441,700 (-) Land $59,300 Building $382,400	$441,700 (-) Land $59,300 Building $382,400
2025	$4,136.00 Homeowner's exemption	$441,700 Land $59,300 Building $382,400	$441,700 Land $59,300 Building $382,400
2023		$418,400 Land $53,700 Building $364,700	$418,400 Land $53,700 Building $364,700
2021	$3,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11786 Werner Rd NW.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11786 Werner Rd NW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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