11786 N Waldron Rd, Jerome, MI 49249 Property Records

Hillsdale County property record for 11786 N Waldron Rd, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,671 sqft · built 2003
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Oct 2019)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-095-001-446`

Property Details

APN / Parcel Number

Primary APN	`04-095-001-446`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,671 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	1,683 sqft
Basement Area	1,671 sqft
Unfinished Basement	1,671 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11786 N WALDRON RD
City	JEROME
State	MI
Zip	49249-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1
Legal Description	LOT 441 LAKE LE ANN - CHERRY PARK PLAT TWO SEC 3 T5S R1W
Legal Range	01W
Legal Township	05S
Legal Section	03
Legal Subdivision	LAKE LE ANN - CHERRY PARK
Legal Lot Number	441
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1002
Census Tract	50102

Owner

11786 N Waldron Rd is owned and occupied by an individual who bought it in October 2019.

Source: Hillsdale County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11786 N WALDRON RD, JEROME, MI 49249-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	May 23, 2003 · Amount on File
Deed Book / Page	1736 / 21
Prior Transfer Date	Sep 27, 2010
Prior Transfer Doc	01436/0746
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Recording Date	Apr 20, 2026
Property Address	11786 N WALDRON RD, JEROME, MI 49249-9678
Document Number	0000622545
Book / Page	1919 / 907
Instrument Date	Apr 10, 2026
Instrument	2026622545
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DFCU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11786 N WALDRON RD, JEROME, MI 49249-9678

Mortgage

Document Number	0000622545,
Date	Apr 20, 2026
Book Page	1919/907
Instrument	2026622545

Lender

Name	DFCU FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 30, 2031

Interest

Rate	6.11%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 2, 2019
Property Address	11786 N WALDRON RD, JEROME, MI 49249-9678
Document Number	01736/0021
Book / Page	1736 / 0021
Map Reference	LB 6 PG 33-35
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO OF JACKSON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,259.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13034 ONNOND DRIVE, BELLEVILLE, MI 48111

Mortgage

Document Number	0000173623
Date	Oct 2, 2019
Instrument	1736/23

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11786 N Waldron Rd was $2,694 with a homeowner's exemption.

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Addison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,694.00 Homeowner's exemption	$343,050	$653,682 Land $99,073 Building $554,609
2023		$277,350	$523,970 Land $50,908 Building $473,062
2021	$5,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11786 N Waldron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11786 N Waldron Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET CENTRE ESTATES private · serves 368 people · EPA ID MI0040184
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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