11783 Graystone Cir, Roscoe, IL 61073 Property Records

Winnebago County property record for 11783 Graystone Cir, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,012 sqft · built 1978
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2022)
Tax Bill	$5,845 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-427-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-427-002`
Alternative APNs	`429427002` `029D488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Basement Area	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	33,541 sqft (0.77 acres)
Garage Area	540 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	11783 GRAYSTONE CIR
City	ROSCOE
State	IL
Zip	61073-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 4 HONONEGAH COUNTRY ESTATES SUBIN PT SE 1/4 SEC 29 & PT NE 1/4 SEC 32-46-2 LOTS LOT 088
Legal Range	2
Legal Township	46
Legal Section	32
Legal Subdivision	PLAT 4 HONONEGAH COUNTRY ESTATES SUB
Legal Lot Number	88
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1011
Census Tract	3904

Owner

11783 Graystone Cir is owned and occupied by an individual who bought it in September 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	11783 GRAYSTONE CIR, ROSCOE, IL 61073-8902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Warranty Deed, Transfer · FHA Mortgage LIFESTONE MORTGAGE CORP
Sep 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VANDYK MORTGAGE CORP
Aug 28, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Aug 28, 2019 · Amount on File
Deed Document Number	202229952
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	0000032742
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 29, 2022
Property Address	11783 GRAYSTONE CIR, ROSCOE, IL 61073-8902
Document Number	0000029952
Map Reference	BK36 PG40 40A
Instrument Date	Sep 27, 2022
Instrument	2229952
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11783 GRAYSTONE CIR, ROSCOE, IL 61073-8902

Mortgage

Document Number	0000029953
Date	Sep 29, 2022
Instrument	2229953

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.63%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 15, 2021
Property Address	11783 GRAYSTONE CIR, ROSCOE, IL 61073-8902
Document Number	0000032742
Map Reference	PB 36 PG 40 & 40A
Instrument Date	Aug 25, 2021
Instrument	2132742
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	NOT AVAILABLE, ENTRA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11783 GRAYSTONE CIR, ROSCOE, IL 61073-8902

Mortgage

Document Number	0000032743
Date	Sep 15, 2021
Instrument	2132743

Lender

Name	VANDYK MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 28, 2019
Property Address	11783 GRAYSTONE CIR, ROSCOE, IL 61073-8902
Document Number	0001028863
Instrument Date	Aug 26, 2019
Instrument	1028863
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11783 GRAYSTONE CIR ROSCOE IL 610738902, ROSCOE, IL 61073-8902

Mortgage

Document Number	1028864
Date	Aug 28, 2019
Instrument	1028864

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 11783 Graystone Cir was $5,845 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,845.00	$81,054 Land $13,855 Building $67,199	$243,162 Land $41,565 Building $201,597
2022	Homeowner's exemption	$60,732 Land $10,381 Building $50,351	$182,196 Land $31,143 Building $151,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11783 Graystone Cir in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11783 Graystone Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Graystone Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures